html.lenis,html.lenis body{height:auto}.lenis:not(.lenis-autoToggle).lenis-stopped{overflow:clip}.lenis [data-lenis-prevent],.lenis [data-lenis-prevent-wheel],.lenis [data-lenis-prevent-touch],.lenis [data-lenis-prevent-vertical],.lenis [data-lenis-prevent-horizontal]{overscroll-behavior:contain}.lenis.lenis-smooth iframe{pointer-events:none}.lenis.lenis-autoToggle{transition-behavior:allow-discrete;transition-property:overflow;transition-duration:1ms}
:root{--navy:#0a2540;--navy-deep:#061a30;--navy-soft:#14365e;--gold-light:#e2682a;--gold:#b94b12;--gold-deep:#7e3008;--gold-gradient:linear-gradient(135deg, #e2682a 0%, #b94b12 50%, #7e3008 100%);--gold-gradient-h:linear-gradient(90deg, #e2682a 0%, #b94b12 50%, #7e3008 100%);--emerald:#10b981;--white:#fff;--gray-50:#f8fafc;--gray-100:#f1f5f9;--gray-200:#e2e8f0;--gray-300:#cbd5e1;--gray-400:#94a3b8;--gray-500:#64748b;--gray-600:#475569;--gray-700:#334155;--gray-800:#1e293b;--container:1200px;--radius:12px;--radius-lg:18px;--radius-xl:24px;--radius-full:999px;--shadow-sm:0 2px 6px #0a25400f;--shadow-md:0 8px 24px #0a254014;--shadow-lg:0 20px 50px #0a25401f;--shadow-xl:0 30px 80px #0a25402e;--t-fast:.15s ease;--t:.25s ease;--t-slow:.4s ease;--font:"Inter", system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;scroll-padding-top:90px}body{font-family:var(--font);color:var(--gray-800);background:var(--white);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:1.6}img,svg{max-width:100%;display:block}:focus-visible{outline:3px solid var(--gold);outline-offset:2px}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}a{color:inherit;text-decoration:none}button{cursor:pointer;background:0 0;border:0;font-family:inherit}input,textarea,select{color:var(--gray-800);font-family:inherit;font-size:1rem}h1,h2,h3,h4,h5{color:var(--navy);letter-spacing:-.02em;font-weight:700;line-height:1.2}h1{font-size:clamp(2.25rem,5vw,3.75rem)}h2{font-size:clamp(1.75rem,3.5vw,2.5rem)}h3{font-size:1.35rem}h4{font-size:1.125rem}p{color:var(--gray-600)}.eyebrow{letter-spacing:.14em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:.85rem;font-size:1.07rem;font-weight:600;display:inline-block}.eyebrow.on-dark{color:var(--gold)}.container{max-width:var(--container);margin:0 auto;padding:0 1.5rem}.section{padding:5rem 0}.section-header{text-align:center;max-width:720px;margin:0 auto 3rem}.section-header p{margin-top:1rem;font-size:1.05rem}.btn{border-radius:var(--radius-full);white-space:nowrap;min-height:44px;transition:var(--t);border:1.5px solid #0000;align-items:center;gap:.5rem;padding:.75rem 1.25rem;font-size:.95rem;font-weight:600;display:inline-flex}.btn svg{width:16px;height:16px}.btn-primary{background:var(--navy);color:var(--white)}.btn-primary:hover{background:var(--navy-deep);box-shadow:var(--shadow-md);transform:translateY(-1px)}.btn-ghost{color:var(--navy);border-color:var(--gray-200);background:0 0}.btn-ghost:hover{border-color:var(--navy);background:var(--gray-50)}.btn-light{color:var(--white);background:#ffffff1a;border-color:#fff3}.btn-light:hover{background:#ffffff2e}.btn-lg{padding:.95rem 1.6rem;font-size:1rem}@keyframes pulse-glow{0%,to{box-shadow:0 0 #b94b128c}50%{box-shadow:0 0 0 10px #b94b1200}}@keyframes pulse-ring{0%{opacity:.7;transform:scale(.95)}to{opacity:0;transform:scale(1.25)}}.hero{background:radial-gradient(ellipse at top right, var(--navy-soft) 0%, var(--navy) 45%, var(--navy-deep) 100%);color:var(--white);padding:5rem 0 7rem;position:relative;overflow:hidden}.hero:before{content:"";pointer-events:none;background-image:radial-gradient(circle at 1px 1px,#ffffff0f 1px,#0000 0);background-size:28px 28px;position:absolute;inset:0}.hero-grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:3rem;display:grid;position:relative}.hero-text h1{color:var(--white)}.hero-text h1 span{color:var(--gold)}.hero-text p{color:#ffffffc7;max-width:560px;margin:1.25rem 0 2rem;font-size:1.15rem}.hero-ctas{flex-wrap:wrap;gap:.75rem;display:flex}.hero-meta{border-top:1px solid #ffffff1f;grid-template-rows:auto auto;grid-template-columns:repeat(3,auto);grid-auto-flow:column;justify-content:start;gap:.25rem 2rem;margin-top:2.75rem;padding-top:1.75rem;display:grid}.hero-meta>div{display:contents}.hero-meta div strong{color:var(--white);white-space:nowrap;font-size:1rem;font-weight:700}.hero-meta div span{color:#ffffff9e;white-space:nowrap;font-size:.82rem}.hero-visual{place-items:center;height:420px;display:grid;position:relative}.globe{width:380px;height:380px;position:relative}.globe-canvas{cursor:grab;contain:layout paint size;filter:drop-shadow(0 30px 60px #0000008c);aspect-ratio:1;display:block;width:100%!important;height:100%!important}.globe-canvas:active{cursor:grabbing}@keyframes spin{to{transform:rotate(360deg)}}.orbit{border:1px dashed #b94b1259;border-radius:50%;animation:22s linear infinite reverse spin;position:absolute;inset:-30px}.orbit:before{content:"";background:var(--gold);width:14px;height:14px;box-shadow:0 0 18px var(--gold);border-radius:50%;position:absolute;top:-7px;left:50%;transform:translate(-50%)}.hero-badge{border-radius:var(--radius);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);color:var(--white);background:#ffffff14;border:1px solid #ffffff26;align-items:center;gap:.5rem;padding:.75rem 1rem;font-size:.85rem;font-weight:600;animation:4s ease-in-out infinite float;display:flex;position:absolute}.hero-badge svg{width:18px;height:18px;color:var(--gold)}.hero-badge.top{animation-delay:.5s;top:30px;left:-10px}.hero-badge.bottom{animation-delay:1.5s;bottom:50px;right:0}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}.steps-grid{grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:2rem 0;margin-top:3rem;display:grid}.step-arrow{color:var(--gold);opacity:.8;flex-direction:column;justify-content:center;align-items:center;gap:.3rem;padding:0 1.25rem;display:flex}.step-arrow svg{width:32px;height:32px}.step-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:box-shadow var(--t), transform var(--t);padding:2rem 1.75rem;position:relative}.step-card:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.step-num{letter-spacing:.1em;color:var(--gold);border-radius:var(--radius-full);background:#b94b1214;border:1px solid #b94b1233;margin-bottom:1.25rem;padding:.25rem .75rem;font-size:.78rem;font-weight:700;display:inline-block}.step-icon{background:var(--gray-100);border-radius:var(--radius);width:48px;height:48px;color:var(--navy);justify-content:center;align-items:center;margin-bottom:1.25rem;display:flex}.step-icon svg{width:24px;height:24px}.step-card h3{margin-bottom:.6rem;font-size:1.15rem}.step-card p{margin:0;font-size:.92rem;line-height:1.65}.promo-video{border-radius:var(--radius-lg);max-width:920px;box-shadow:var(--shadow-lg);background:var(--navy);margin:0 auto;line-height:0;overflow:hidden}.promo-video video{width:100%;height:auto;display:block}.product-strip{z-index:5;margin-top:0;margin-bottom:4rem;position:relative}.product-strip .container{grid-template-columns:1fr 1fr;gap:1.25rem;display:grid}.product-card{background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--gray-100);transition:var(--t);align-items:center;gap:1.25rem;padding:1.5rem 1.75rem;display:flex}.product-card:hover{box-shadow:var(--shadow-xl);border-color:var(--gold);transform:translateY(-4px)}.product-card-icon{background:linear-gradient(135deg, var(--navy), var(--navy-soft));width:56px;height:56px;color:var(--gold);border-radius:14px;flex-shrink:0;place-items:center;display:grid}.product-card-icon svg{width:26px;height:26px}.product-card-body{flex:1}.product-card-body h3{margin-bottom:.15rem;font-size:1.1rem}.product-card-body p{color:var(--gray-500);margin:0;font-size:.9rem}.product-card .arrow{background:var(--gray-100);width:36px;height:36px;color:var(--navy);transition:var(--t);border-radius:50%;flex-shrink:0;place-items:center;display:grid}.product-card:hover .arrow{background:var(--gold-gradient);color:var(--white);transform:translate(4px)}.product-card:focus{outline:none}.product-card:focus-visible{outline:2px solid var(--gold);outline-offset:3px}.feature-grid{grid-template-columns:repeat(5,1fr);gap:1.25rem;display:grid}.feature-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);transition:var(--t);padding:1.75rem;position:relative;overflow:hidden}.feature-card:before{content:"";top:0;background:var(--gold-gradient-h);transform-origin:0;height:3px;transition:transform .4s;position:absolute;inset-inline:0;transform:scaleX(0)}.feature-card:hover{box-shadow:var(--shadow-md);border-color:var(--gray-300);transform:translateY(-4px)}.feature-card:hover:before{transform:scaleX(1)}.feature-icon{width:48px;height:48px;color:var(--gold-deep);background:linear-gradient(135deg,#b94b1226,#b94b120d);border-radius:12px;place-items:center;margin-bottom:1.25rem;display:grid}.feature-icon svg{width:24px;height:24px}.feature-card h3{margin-bottom:.5rem;font-size:1.1rem}.feature-card p{font-size:.95rem;line-height:1.55}.card-grid-3{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.75rem;display:grid}.media-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);transition:var(--t);flex-direction:column;display:flex;overflow:hidden}.media-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.media-thumb{aspect-ratio:16/9;color:var(--white);text-align:center;place-items:center;padding:1.5rem;display:grid;position:relative;overflow:hidden}.media-thumb h4{color:var(--white);z-index:2;text-shadow:0 2px 8px #0006;font-size:1.05rem;line-height:1.3;position:relative}.media-thumb:after{content:"";background:linear-gradient(#0a254033 0%,#0a25408c 100%);position:absolute;inset:0}.play-button{z-index:3;width:60px;height:60px;transition:var(--t);background:#fffffff2;border-radius:50%;place-items:center;display:grid;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.play-button svg{width:22px;height:22px;color:var(--navy);margin-left:3px}.media-card:hover .play-button{background:var(--gold-gradient);transform:translate(-50%,-50%)scale(1.1)}.media-card:hover .play-button svg{color:var(--white)}.media-body{flex-direction:column;flex:1;padding:1.25rem 1.5rem 1.5rem;display:flex}.media-tag{letter-spacing:.1em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:.5rem;font-size:.72rem;font-weight:600;display:inline-block}.media-body h3{margin-bottom:.5rem;font-size:1.08rem;line-height:1.35}.media-body p{flex:1;margin-bottom:1rem;font-size:.92rem}.media-link{color:var(--navy);transition:var(--t-fast);align-items:center;gap:.4rem;font-size:.9rem;font-weight:600;display:inline-flex}.media-link svg{width:14px;height:14px;transition:var(--t-fast)}.media-link:hover{color:var(--gold-deep)}.media-link:hover svg{transform:translate(3px)}.trending-list{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);overflow:hidden}.trending-head,.trending-row{grid-template-columns:1.2fr 1.4fr 1fr 1.6fr;align-items:center;gap:1rem;padding:1rem 1.5rem;display:grid}.trending-head{background:var(--gray-50);letter-spacing:.1em;text-transform:uppercase;color:var(--gray-500);border-bottom:1px solid var(--gray-200);font-size:.75rem;font-weight:600}.trending-row{border-bottom:1px solid var(--gray-100);transition:var(--t-fast)}.trending-row:last-child{border-bottom:0}.trending-row:hover{background:var(--gray-50)}.ticker-label{color:var(--navy);white-space:nowrap;letter-spacing:.01em;font-size:.88rem;font-weight:700}.ticker-exch{color:var(--gray-500);letter-spacing:.03em;font-size:.78rem;font-weight:500}.trending-row strong{color:var(--navy)}.sector-chip{background:var(--gray-100);border-radius:var(--radius-full);color:var(--gray-700);justify-self:start;padding:.3rem .7rem;font-size:.78rem;font-weight:500;display:inline-block}.leader-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);grid-template-columns:auto 1fr;align-items:center;gap:3rem;max-width:860px;margin:3rem auto 0;padding:2.5rem;display:grid}.leader-photo-wrap{flex-shrink:0}.leader-photo{object-fit:cover;object-position:top center;border:3px solid var(--gold);border-radius:50%;width:160px;height:160px;display:block}.leader-info h3{color:var(--navy);margin-bottom:.2rem;font-size:1.6rem}.leader-designation{color:var(--gold);margin-bottom:.35rem;font-size:1rem;font-weight:600}.leader-credential{color:var(--gray-500);margin-bottom:1.25rem;font-size:.88rem;font-weight:500}.leader-points{flex-direction:column;gap:.6rem;list-style:none;display:flex}.leader-points li{color:var(--gray-600);align-items:flex-start;gap:.6rem;font-size:.93rem;line-height:1.55;display:flex}.reg-statement{text-align:center;background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-lg);max-width:720px;margin:0 auto;padding:2.5rem 2.25rem}.reg-statement-icon{background:var(--navy);width:52px;height:52px;color:var(--gold);border-radius:14px;place-items:center;margin:0 auto 1.1rem;display:grid}.reg-statement-icon svg{width:26px;height:26px}.reg-statement h3{color:var(--navy);margin-bottom:.6rem;font-size:1.25rem}.reg-statement p{color:var(--gray-600);margin:0;line-height:1.75}.partner-grid{grid-template-columns:repeat(2,1fr);gap:1.5rem;max-width:920px;margin:0 auto;display:grid}.partner-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);text-align:center;box-shadow:var(--shadow-sm);transition:box-shadow var(--t), transform var(--t);flex-direction:column;align-items:center;padding:2.5rem 2.25rem;display:flex}.partner-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}.partner-card-icon{background:var(--navy);width:52px;height:52px;color:var(--gold);border-radius:14px;flex-shrink:0;place-items:center;margin:0 auto 1.25rem;display:grid}.partner-card-icon svg{width:26px;height:26px}.partner-card h3{color:var(--navy);margin-bottom:.75rem;font-size:1.2rem;line-height:1.4}.partner-card p{color:var(--gray-600);margin:0;line-height:1.75}@media (max-width:760px){.partner-grid{grid-template-columns:1fr}}.pricing-h2 span{color:var(--gold)}.pricing-table{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);max-width:920px;box-shadow:var(--shadow-sm);margin:0 auto;overflow:hidden}.pricing-row{grid-template-columns:1fr 1.3fr;align-items:center;gap:1.5rem;padding:1.15rem 1.75rem;display:grid}.pricing-head{background:var(--navy);color:var(--white);letter-spacing:.01em;font-size:.98rem;font-weight:600}.pricing-head span{color:var(--white)}.pricing-body .pricing-row{border-top:1px solid var(--gray-100)}.pricing-body .pricing-row:nth-child(2n){background:var(--gray-50)}.pricing-row .charge-head{color:var(--navy);font-size:1rem;font-weight:600}.pricing-row .charge-val{color:var(--gray-700);font-size:.98rem;line-height:1.6}.tax-grid{grid-template-columns:repeat(3,1fr);gap:1.5rem;max-width:1080px;margin:0 auto;display:grid}.tax-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:box-shadow var(--t), transform var(--t);padding:2rem}.tax-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}.tax-card h3{color:var(--navy);margin-bottom:1rem;font-size:1.15rem}.tax-card ul{flex-direction:column;gap:.75rem;list-style:none;display:flex}.tax-card li{color:var(--gray-600);padding-left:1.3rem;font-size:.95rem;line-height:1.6;position:relative}.tax-card li:before{content:"";background:var(--gold);border-radius:50%;width:7px;height:7px;position:absolute;top:.5em;left:0}@media (max-width:860px){.tax-grid{grid-template-columns:1fr;max-width:560px}}@media (max-width:600px){.pricing-head{display:none}.pricing-row{grid-template-columns:1fr;gap:.3rem;padding:1rem 1.25rem}}.team-carousel{--interval:4.5s;position:relative}.team-carousel .tc-stage{perspective:1500px;touch-action:pan-y;-webkit-user-select:none;user-select:none;justify-content:center;align-items:center;height:clamp(360px,30vw + 220px,480px);display:flex;position:relative}.team-carousel .tc-track{width:100%;height:100%;transform-style:preserve-3d;position:relative}.team-carousel .tc-card{aspect-ratio:3/4;background:linear-gradient(150deg, var(--navy), var(--gold));width:clamp(232px,24vw,300px);box-shadow:var(--shadow-md);cursor:pointer;transform-origin:50%;will-change:transform, opacity;border-radius:18px;margin-left:calc(clamp(232px,24vw,300px)/-2);transition:transform .7s cubic-bezier(.22,.61,.36,1),opacity .7s cubic-bezier(.22,.61,.36,1),box-shadow .7s,filter .7s;position:absolute;top:50%;left:50%;overflow:hidden;transform:translateY(-50%)}.team-carousel .tc-photo{object-fit:cover;width:100%;height:100%;display:block;position:absolute;inset:0}.team-carousel .tc-mono{color:#ffffffeb;letter-spacing:.02em;justify-content:center;align-items:center;font-size:3.4rem;font-weight:700;display:flex;position:absolute;inset:0}.team-carousel .tc-grain{mix-blend-mode:overlay;opacity:.18;pointer-events:none;background-image:radial-gradient(#ffffff80 .5px,#0000 .6px);background-size:4px 4px;position:absolute;inset:0}.team-carousel .tc-scrim{opacity:0;background:linear-gradient(#0000 0%,#1409038c 62%,#140903db 100%);height:62%;transition:opacity .5s;position:absolute;bottom:0;left:0;right:0}.team-carousel .tc-caption{text-align:right;opacity:0;transition:opacity .5s 50ms,transform .5s 50ms;position:absolute;bottom:15px;left:16px;right:16px;transform:translateY(8px)}.team-carousel .tc-bar{background:var(--gold);border-radius:3px;width:30px;height:3px;margin-bottom:.55rem;display:inline-block}.team-carousel .tc-name{color:#fff;letter-spacing:-.01em;margin:0;font-size:1.32rem;font-weight:700;line-height:1.1}.team-carousel .tc-role{color:#f0c8ad;margin:.2rem 0 0;font-size:.82rem;font-weight:500}.team-carousel .tc-card.is-active .tc-scrim{opacity:1}.team-carousel .tc-card.is-active .tc-caption{opacity:1;transform:none}.team-carousel .tc-card.is-active{box-shadow:var(--shadow-lg)}.team-carousel .tc-card:not(.is-active){filter:saturate(.7)brightness(.92)}.team-carousel .tc-card:not(.is-active):hover{filter:none}.team-carousel .tc-arrow{background:var(--white);width:50px;height:50px;color:var(--gold);border:1px solid var(--gray-200);box-shadow:var(--shadow-md);cursor:pointer;z-index:6;border-radius:999px;place-items:center;transition:background .25s,color .25s,transform .2s;display:grid;position:absolute;top:50%;transform:translateY(-50%)}.team-carousel .tc-arrow:hover{background:var(--gold);color:#fff}.team-carousel .tc-arrow:active{transform:translateY(-50%)scale(.94)}.team-carousel .tc-arrow.prev{left:max(8px,2vw)}.team-carousel .tc-arrow.next{right:max(8px,2vw)}.team-carousel .tc-arrow svg{width:20px;height:20px}.team-carousel .tc-dots{justify-content:center;align-items:center;gap:10px;margin-top:34px;display:flex}.team-carousel .tc-dot{cursor:pointer;clip-path:inset(0 34.6% round 999px);background:#b94b1247;border:0;border-radius:999px;width:26px;height:8px;padding:0;transition:clip-path .35s,background .35s}.team-carousel .tc-dot.is-active{clip-path:inset(0 round 999px);background:var(--gold)}.team-carousel .tc-progress{background:#b94b1226;border-radius:2px;width:120px;height:2px;margin:22px auto 0;overflow:hidden}.team-carousel .tc-progress>i{background:var(--gold);transform-origin:0;width:100%;height:100%;display:block;transform:scaleX(0)}.team-carousel.is-playing .tc-progress>i{animation:tcFill var(--interval,4.5s) linear forwards}@keyframes tcFill{0%{transform:scaleX(0)}to{transform:scaleX(1)}}.sr-only{clip:rect(0, 0, 0, 0);border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (max-width:560px){.team-carousel .tc-arrow{width:42px;height:42px}.team-carousel .tc-name{font-size:1.15rem}.team-carousel .tc-progress{width:90px}}@media (prefers-reduced-motion:reduce){.team-carousel .tc-card{transition:none}.team-carousel.is-playing .tc-progress>i{animation:none;transform:scaleX(0)}}.bleed-clip-x{overflow-x:clip}.articles-carousel{--interval:5s;position:relative}.articles-carousel .ac-stage{perspective:1600px;touch-action:pan-y;-webkit-user-select:none;user-select:none;justify-content:center;align-items:center;height:clamp(300px,26vw + 150px,420px);display:flex;position:relative}.articles-carousel .ac-track{width:100%;height:100%;transform-style:preserve-3d;position:relative}.articles-carousel .ac-card{aspect-ratio:4/3;background:var(--navy);width:clamp(280px,42vw,440px);box-shadow:var(--shadow-md);cursor:pointer;transform-origin:50%;will-change:transform, opacity;border-radius:16px;margin-left:calc(clamp(280px,42vw,440px)/-2);transition:transform .7s cubic-bezier(.22,.61,.36,1),opacity .7s cubic-bezier(.22,.61,.36,1),box-shadow .7s,filter .7s;position:absolute;top:50%;left:50%;overflow:hidden;transform:translateY(-50%)}.articles-carousel .ac-logo{object-fit:cover;width:100%;height:100%;display:block;position:absolute;inset:0}.articles-carousel .ac-scrim{opacity:0;background:linear-gradient(#0000 0%,#0a254080 55%,#0a2540e6 100%);height:48%;transition:opacity .4s;position:absolute;bottom:0;left:0;right:0}.articles-carousel .ac-hint{opacity:0;justify-content:space-between;align-items:center;gap:10px;transition:opacity .4s 50ms,transform .4s 50ms;display:flex;position:absolute;bottom:14px;left:16px;right:16px;transform:translateY(8px)}.articles-carousel .ac-tag{letter-spacing:.1em;text-transform:uppercase;color:#fff;white-space:nowrap;background:#ffffff2e;border:1px solid #ffffff40;border-radius:999px;padding:.3rem .65rem;font-size:.7rem;font-weight:600}.articles-carousel .ac-read{color:#fff;white-space:nowrap;align-items:center;gap:.35rem;font-size:.85rem;font-weight:700;display:inline-flex}.articles-carousel .ac-read svg{width:15px;height:15px}.articles-carousel .ac-card.is-active .ac-scrim{opacity:1}.articles-carousel .ac-card.is-active .ac-hint{opacity:1;transform:none}.articles-carousel .ac-card.is-active{box-shadow:var(--shadow-lg)}.articles-carousel .ac-card:not(.is-active){filter:saturate(.8)brightness(.88)}.articles-carousel .ac-card:not(.is-active):hover{filter:brightness(.97)}.articles-carousel .ac-arrow{background:var(--white);width:50px;height:50px;color:var(--gold);border:1px solid var(--gray-200);box-shadow:var(--shadow-md);cursor:pointer;z-index:6;border-radius:999px;place-items:center;transition:background .25s,color .25s,transform .2s;display:grid;position:absolute;top:50%;transform:translateY(-50%)}.articles-carousel .ac-arrow:hover{background:var(--gold);color:#fff}.articles-carousel .ac-arrow:active{transform:translateY(-50%)scale(.94)}.articles-carousel .ac-arrow.prev{left:max(8px,1vw)}.articles-carousel .ac-arrow.next{right:max(8px,1vw)}.articles-carousel .ac-arrow svg{width:20px;height:20px}.articles-carousel .ac-dots{flex-wrap:wrap;justify-content:center;align-items:center;gap:9px;margin-top:30px;display:flex}.articles-carousel .ac-dot{cursor:pointer;clip-path:inset(0 34.6% round 999px);background:#b94b1247;border:0;border-radius:999px;width:26px;height:8px;padding:0;transition:clip-path .35s,background .35s}.articles-carousel .ac-dot.is-active{clip-path:inset(0 round 999px);background:var(--gold)}.articles-carousel .ac-progress{background:#b94b1226;border-radius:2px;width:120px;height:2px;margin:20px auto 0;overflow:hidden}.articles-carousel .ac-progress>i{background:var(--gold);transform-origin:0;width:100%;height:100%;display:block;transform:scaleX(0)}.articles-carousel.is-playing .ac-progress>i{animation:tcFill var(--interval,5s) linear forwards}@media (max-width:560px){.articles-carousel .ac-arrow{width:42px;height:42px}.articles-carousel .ac-progress{width:90px}}@media (prefers-reduced-motion:reduce){.articles-carousel .ac-card{transition:none}.articles-carousel.is-playing .ac-progress>i{animation:none;transform:scaleX(0)}}.cta-band{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);color:var(--white);border-radius:var(--radius-xl);text-align:center;padding:4rem 3rem;position:relative;overflow:hidden}.cta-band:before{content:"";background:radial-gradient(circle,#b94b122e,#0000 65%);border-radius:50%;width:400px;height:400px;position:absolute;top:-100px;right:-100px}.cta-band:after{content:"";background:radial-gradient(circle,#2563eb2e,#0000 65%);border-radius:50%;width:400px;height:400px;position:absolute;bottom:-150px;left:-100px}.cta-band>*{z-index:2;position:relative}.cta-band h2{color:var(--white);margin-bottom:.85rem}.cta-band p{color:#ffffffc7;margin-bottom:2rem;font-size:1.1rem}.page-hero{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);color:var(--white);padding:4.5rem 0 4rem;position:relative;overflow:hidden}.page-hero:before{content:"";background-image:radial-gradient(circle at 1px 1px,#ffffff0d 1px,#0000 0);background-size:28px 28px;position:absolute;inset:0}.page-hero .container{text-align:center;max-width:800px;position:relative}.page-hero h1{color:var(--white);margin-bottom:1rem}.page-hero p{color:#ffffffc7;font-size:1.15rem}.breadcrumb{color:#fff9;align-items:center;gap:.5rem;margin-bottom:1.25rem;font-size:.85rem;display:inline-flex}.breadcrumb a{color:var(--gold)}.breadcrumb a:hover{text-decoration:underline}.subsection-header{max-width:720px;margin-bottom:2.5rem}.subsection-header h2{margin-bottom:.5rem}.subsection-header p{font-size:1.05rem}.subsection{border-bottom:1px solid var(--gray-100);padding:5rem 0}.subsection:last-of-type{border-bottom:0}.subsection.bg-alt{background:var(--gray-50);border-bottom:0}.faq-section{border-radius:var(--radius-lg);border:1px solid var(--gray-200);transition:border-color var(--t-fast), box-shadow var(--t-fast);margin-bottom:.75rem;overflow:hidden}.faq-section.section-open{border-color:var(--navy);box-shadow:var(--shadow-sm)}.faq-section-header{background:var(--white);text-align:left;cursor:pointer;width:100%;color:var(--navy);transition:background var(--t-fast);border:none;justify-content:space-between;align-items:center;gap:1rem;padding:1.2rem 1.5rem;display:flex}.faq-section-header:hover{background:var(--gray-50)}.faq-section.section-open .faq-section-header{background:var(--navy);color:var(--white)}.faq-section-label{align-items:center;gap:.75rem;display:flex}.faq-section-label .num{background:var(--gray-100);width:34px;height:34px;color:var(--navy);transition:background var(--t-fast);border-radius:10px;flex-shrink:0;place-items:center;font-size:.9rem;font-weight:700;display:inline-grid}.faq-section.section-open .faq-section-label .num{color:var(--gold);background:#ffffff2e}.faq-section-title{font-size:1.05rem;font-weight:600;line-height:1.3}.faq-section-chevron{background:var(--gray-100);width:30px;height:30px;transition:background var(--t-fast), transform var(--t);color:var(--navy);border-radius:50%;flex-shrink:0;place-items:center;display:grid}.faq-section.section-open .faq-section-chevron{color:var(--white);background:#ffffff2e;transform:rotate(180deg)}.faq-section-chevron svg{width:14px;height:14px}.faq-section-body{border-top:0px solid var(--gray-200);grid-template-rows:0fr;transition:grid-template-rows .45s;display:grid}.faq-section-clip{min-height:0;overflow:hidden}.faq-section.section-open .faq-section-body{border-top:1px solid var(--gray-200);grid-template-rows:1fr;transition:grid-template-rows .6s}.faq-section-inner{background:var(--gray-50);padding:1.5rem}.faq-featured{border-bottom:1px solid var(--gray-200);margin-bottom:2.25rem;padding-bottom:2rem}.faq-featured-title{color:var(--navy);margin-bottom:1rem;font-size:1.35rem}.faq-featured-jump{margin-top:.9rem;font-size:.875rem;font-weight:600}.faq-featured-jump a:after{content:" →"}.faq-list{flex-direction:column;gap:.75rem;display:flex}.faq-item{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius);transition:var(--t-fast);overflow:hidden}.faq-item.open{border-color:var(--navy);box-shadow:var(--shadow-sm)}.faq-q{width:100%;color:var(--navy);text-align:left;justify-content:space-between;align-items:center;gap:1rem;padding:1.15rem 1.5rem;font-size:1rem;font-weight:600;display:flex}.faq-q .ico{background:var(--gray-100);width:28px;height:28px;color:var(--navy);transition:var(--t);border-radius:50%;flex-shrink:0;place-items:center;display:grid}.faq-item.open .faq-q .ico{background:var(--gold-gradient);color:var(--white);transform:rotate(45deg)}.faq-q .ico svg{width:14px;height:14px}.faq-a{transition:grid-template-rows var(--t-slow);grid-template-rows:0fr;display:grid}.faq-a-clip{min-height:0;overflow:hidden}.faq-item.open .faq-a{grid-template-rows:1fr}.faq-a-clip>div{color:var(--gray-600);padding:0 1.5rem 1.4rem;line-height:1.65}.about-grid{grid-template-columns:1fr 1fr;align-items:center;gap:3rem;display:grid}.about-art{aspect-ratio:1;border-radius:var(--radius-xl);background:linear-gradient(135deg, var(--navy), var(--navy-soft));place-items:center;display:grid;position:relative;overflow:hidden}.about-art:before{content:"";background-image:radial-gradient(circle at 1px 1px,#ffffff14 1px,#0000 0);background-size:24px 24px;position:absolute;inset:0}.about-art svg{width:50%;height:50%;color:var(--gold);position:relative}.about-art picture{width:72%;margin:0 auto;display:block;position:relative}.about-logo-img{-webkit-user-select:none;user-select:none;-webkit-user-drag:none;width:100%;height:auto;display:block;position:relative}.about-offerings-grid{grid-template-columns:repeat(4,1fr);gap:1.25rem;display:grid}@media (max-width:900px){.about-offerings-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:480px){.about-offerings-grid{grid-template-columns:1fr}}.modal-overlay{-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);z-index:1000;opacity:0;transition:opacity var(--t);background:#0a25408c;justify-content:center;align-items:center;padding:1.5rem;display:none;position:fixed;inset:0}.modal-overlay.is-open{opacity:1;display:flex}.modal{background:var(--white);border-radius:var(--radius-lg);width:100%;max-width:540px;max-height:90vh;transition:transform var(--t);box-shadow:var(--shadow-xl);position:relative;overflow-y:auto;transform:translateY(20px)}.modal-overlay.is-open .modal{transform:translateY(0)}.modal-header{padding:1.75rem 1.75rem .5rem;position:relative}.modal-header h3{margin-bottom:.35rem;font-size:1.4rem}.modal-header p{font-size:.95rem}.modal-close{width:44px;height:44px;color:var(--gray-500);transition:var(--t-fast);z-index:10;border-radius:50%;place-items:center;display:grid;position:absolute;top:1rem;right:1rem}.modal-close:hover{background:var(--gray-100);color:var(--navy)}.modal-close svg{width:18px;height:18px}.modal-body{padding:1.5rem 1.75rem 1.75rem}.field{margin-bottom:1.15rem}.field label{color:var(--navy);margin-bottom:.4rem;font-size:.85rem;font-weight:600;display:block}.field label .req{color:#dc2626}.field input,.field textarea,.field select{border:1.5px solid var(--gray-200);background:var(--white);width:100%;transition:var(--t-fast);border-radius:10px;padding:.75rem .9rem}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--navy);box-shadow:0 0 0 3px #0a25401f}.field textarea{resize:vertical;min-height:90px}.success-state{text-align:center;padding:2rem 1.5rem}.success-state svg{width:60px;height:60px;color:var(--emerald);margin:0 auto 1rem}.success-state h3{margin-bottom:.5rem}.disclaimer{color:#ffffffc7;max-width:760px;font-size:.82rem;line-height:1.6}.copyright{color:#ffffffb8;font-size:.82rem}.article{max-width:760px;margin:0 auto;padding:4rem 1.5rem}.article-meta{color:var(--gray-500);margin-bottom:.5rem;font-size:.9rem}.article h1{margin-bottom:1.5rem}.article-hero-img{border-radius:var(--radius-lg);margin-bottom:2.5rem;line-height:0;overflow:hidden}.article-hero-img img{border-radius:var(--radius-lg);width:100%;height:auto;display:block}.article-body{color:var(--gray-700);font-size:1.05rem;line-height:1.8}.article-body h2{margin:2.25rem 0 .85rem;font-size:1.5rem}.article-body h3{margin:1.75rem 0 .5rem;font-size:1.2rem}.article-body p{color:var(--gray-700);margin-bottom:1.1rem}.article-body ul{margin:0 0 1.1rem 1.25rem}.article-body li{margin-bottom:.5rem}.article-body blockquote{border-left:2px solid var(--gray-300);color:var(--gray-600);margin:1.5rem 0;padding:.5rem 0 .5rem 1.25rem;font-style:italic}.article-body ol{margin:0 0 1.1rem 1.25rem}.article-table-wrap{margin:1.75rem 0;overflow-x:auto}.article-body table{border-collapse:collapse;width:100%;min-width:480px;font-size:.95rem}.article-body th,.article-body td{border:1px solid var(--gray-200);text-align:left;vertical-align:top;padding:.7rem .9rem}.article-body thead th{background:var(--navy);color:var(--white);white-space:nowrap;font-weight:600}.article-body tbody tr:nth-child(2n){background:var(--gray-50)}@media (max-width:960px){.hero{padding:3.5rem 0 5rem}.hero-grid{grid-template-columns:1fr;gap:2rem}.hero-visual{order:-1;height:320px}.globe{width:260px;height:260px}.hero-meta{column-gap:1.5rem}.product-strip .container,.steps-grid{grid-template-columns:1fr}.step-arrow{padding:.5rem 0;transform:rotate(90deg)}.feature-grid{grid-template-columns:repeat(6,1fr);gap:1rem}.feature-card:first-child{grid-column:1/3}.feature-card:nth-child(2){grid-column:3/5}.feature-card:nth-child(3){grid-column:5/7}.feature-card:nth-child(4){grid-column:2/4}.feature-card:nth-child(5){grid-column:4/6}.about-grid{grid-template-columns:1fr}.about-art{max-width:360px;margin:0 auto}.leader-card{text-align:center;grid-template-columns:1fr;gap:1.5rem}.leader-photo-wrap{justify-content:center;display:flex}.leader-points li{text-align:left;justify-content:center}.cta-band{padding:3rem 1.5rem}.trending-head{display:none}.trending-row{grid-template-rows:auto auto;grid-template-columns:auto 1fr;gap:.5rem 1rem;padding:1.25rem}.trending-row .ticker-label{grid-row:1/3;align-self:center}.trending-row strong{grid-column:2}.trending-row .sector-chip{grid-column:2;justify-self:start}.trending-row>p{grid-column:1/3;font-size:.88rem}}@media (max-width:640px){.feature-grid{grid-template-columns:repeat(2,1fr)}.feature-card:nth-child(n){grid-column:auto}}@media (max-width:768px){.hero-badge{display:none}.section{padding:3.5rem 0}}@media (max-width:480px){.container{padding:0 1rem}.hero-meta{grid-template-columns:repeat(3,auto);column-gap:1rem}.feature-grid{grid-template-columns:1fr}}@media (max-width:400px){.hero-meta{flex-direction:column;gap:.55rem;display:flex}.hero-meta>div{align-items:baseline;gap:.4rem;display:flex}.hero-meta div strong,.hero-meta div span{white-space:normal}.hero-meta div strong:after{content:" —";opacity:.6;font-weight:400}}.guide-intro{color:var(--gray-600);margin-bottom:2rem;font-size:1.1rem;line-height:1.7}.guide-cta-actions{flex-wrap:wrap;justify-content:center;gap:.75rem;margin-top:1.5rem;display:flex}.guide-pdf-grid{grid-template-columns:repeat(2,1fr);gap:1.5rem;max-width:820px;margin:2.5rem auto 0;display:grid}.guide-pdf-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);text-align:center;box-shadow:var(--shadow-sm);transition:box-shadow var(--t), transform var(--t);flex-direction:column;align-items:center;padding:2.5rem 2rem;display:flex}.guide-pdf-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px)}.guide-pdf-icon{background:var(--navy);width:56px;height:56px;color:var(--gold);border-radius:14px;flex-shrink:0;place-items:center;margin:0 auto 1.25rem;display:grid}.guide-pdf-icon svg{width:28px;height:28px}.guide-pdf-card h3{color:var(--navy);margin-bottom:.6rem;font-size:1.15rem;line-height:1.4}.guide-pdf-card p{color:var(--gray-600);margin:0 0 1.5rem;font-size:.95rem;line-height:1.65}.guide-pdf-card .btn{margin-top:auto}@media (max-width:760px){.guide-pdf-grid{grid-template-columns:1fr;max-width:440px}}.notfound{text-align:center;place-items:center;min-height:62vh;padding:5rem 0;display:grid}.notfound-code{color:var(--gold);font-size:clamp(4.5rem,14vw,9rem);font-weight:800;line-height:1;display:block}.notfound h1{margin:.5rem 0 1rem}.notfound p{max-width:480px;color:var(--gray-600);margin:0 auto 2rem}.notfound-actions{flex-wrap:wrap;justify-content:center;gap:.75rem;margin-bottom:2.5rem;display:flex}.notfound-links{flex-wrap:wrap;justify-content:center;align-items:center;gap:1rem;font-size:.92rem;display:flex}.notfound-links span{color:var(--gray-500)}.notfound-links a{color:var(--navy);font-weight:600}.notfound-links a:hover{color:var(--gold)}.yt-row{justify-content:center;align-items:center;gap:3rem;display:flex}.yt-video-card{flex:0 0 420px;max-width:420px}.yt-channel-circle{background:var(--white);width:210px;height:210px;box-shadow:var(--shadow-lg);transition:transform var(--t-fast), box-shadow var(--t-fast);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;text-decoration:none;display:flex;overflow:hidden}.yt-channel-circle:hover{box-shadow:var(--shadow-xl);transform:scale(1.06)}.yt-channel-circle img{object-fit:cover;width:100%;height:100%;display:block}@media (max-width:768px){.yt-row{flex-direction:column;gap:2rem}.yt-video-card{flex:unset;width:100%;max-width:100%}}.yt-grid{flex-wrap:wrap;justify-content:center;gap:1.5rem;display:flex}.yt-card{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);transition:transform var(--t), box-shadow var(--t);flex-direction:column;flex:0 calc(25% - 1.125rem);display:flex;overflow:hidden}.yt-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.yt-card-thumb{aspect-ratio:16/9;background-position:50%;background-size:cover;background-color:var(--navy);position:relative}.yt-card-thumb:after{content:"";background:linear-gradient(#0a25400d 0%,#0a254066 100%);position:absolute;inset:0}.yt-card:hover .play-button{background:var(--gold-gradient);transform:translate(-50%,-50%)scale(1.1)}.yt-card:hover .play-button svg{color:var(--white)}.yt-card-title{color:var(--navy);padding:.85rem 1rem 1.05rem;font-size:.92rem;font-weight:600;line-height:1.35}.yt-channel-cta{justify-content:center;margin-top:2.75rem;display:flex}@media (max-width:900px){.yt-card{flex-basis:calc(50% - .75rem)}}@media (max-width:520px){.yt-grid{max-width:360px;margin:0 auto}.yt-card{flex-basis:100%}}.articles-viewall{justify-content:center;margin-top:3rem;display:flex}.legal-meta{background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-md);grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-bottom:2rem;padding:1.75rem 2rem;display:grid}.legal-meta-item dt{color:var(--gray-400);text-transform:uppercase;letter-spacing:.07em;margin-bottom:.3rem;font-size:.72rem;font-weight:700}.legal-meta-item dd{color:var(--navy);margin:0;font-size:.9rem;font-weight:500;line-height:1.5}.legal-meta-item dd a{color:var(--gold);text-decoration:none}.legal-meta-item dd a:hover{text-decoration:underline}.legal-note{border-radius:var(--radius);color:var(--gray-700);background:#fff7f0;border:1px solid #b94b1238;margin-bottom:2.25rem;padding:1rem 1.25rem;font-size:.9rem;line-height:1.65}.legal-toc{background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-md);margin-bottom:3rem;padding:1.5rem 2rem}.legal-toc h3{color:var(--gray-400);text-transform:uppercase;letter-spacing:.07em;margin-bottom:1rem;font-size:.72rem;font-weight:700}.legal-toc ol{columns:2;column-gap:2rem;margin:0;padding-left:1.25rem}.legal-toc li{color:var(--gray-600);break-inside:avoid;margin-bottom:.45rem;font-size:.87rem;line-height:1.4}.legal-toc a{color:var(--navy);transition:color var(--t-fast);text-decoration:none}.legal-toc a:hover{color:var(--gold)}.legal-section{margin-bottom:2.75rem;scroll-margin-top:90px}.legal-section h2{color:var(--navy);border-bottom:1px solid var(--gray-200);margin-bottom:.85rem;padding-bottom:.6rem;font-size:1.05rem;font-weight:700}.legal-section p{color:var(--gray-700);margin-bottom:.85rem;font-size:.94rem;line-height:1.8}.legal-section p:last-child{margin-bottom:0}.legal-section a{color:var(--gold);text-decoration:none}.legal-section a:hover{text-decoration:underline}.legal-contact{background:var(--navy);border-radius:var(--radius-md);margin-top:1rem;padding:2rem 2.25rem}.legal-contact h3{color:var(--white);margin-bottom:.85rem;font-size:.95rem;font-weight:700}.legal-contact p{color:#ffffffa6;margin:0;font-size:.9rem;line-height:1.85}.legal-contact a{color:var(--gold-light);text-decoration:none}.legal-contact a:hover{text-decoration:underline}@media (max-width:768px){.legal-meta{grid-template-columns:1fr 1fr;padding:1.25rem}.legal-toc ol{columns:1}.legal-toc{padding:1.25rem}}@media (max-width:480px){.legal-meta{grid-template-columns:1fr}}.section-title{color:var(--navy);margin-bottom:1.75rem;font-size:1.65rem}.container-narrow{max-width:820px}.topic-grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.25rem;display:grid}.topic-card{border:1px solid var(--gray-200);border-radius:var(--radius-lg);background:var(--white);transition:transform var(--t), box-shadow var(--t), border-color var(--t);padding:1.5rem;text-decoration:none;display:block}.topic-card:hover{box-shadow:var(--shadow-md);border-color:var(--gold);transform:translateY(-3px)}.topic-card h3{color:var(--navy);margin-bottom:.5rem;font-size:1.1rem}.topic-card p{color:var(--gray-600);margin-bottom:.9rem;font-size:.94rem}.topic-count{color:var(--gold-deep);align-items:center;gap:.4rem;font-size:.85rem;font-weight:600;display:inline-flex}.topic-count svg{width:15px;height:15px}.topic-intro{max-width:820px;margin:0 auto}.topic-faq-item{border-bottom:1px solid var(--gray-200);padding:1.25rem 0}.topic-faq-item:last-child{border-bottom:none}.topic-faq-item h3{color:var(--navy);margin-bottom:.5rem;font-size:1.05rem}.topic-faq-item p{color:var(--gray-600);line-height:1.7}.article-faq{border-top:1px solid var(--gray-200);margin-top:3rem;padding-top:2rem}.article-faq>h2{color:var(--navy);margin-bottom:1.25rem;font-size:1.4rem}.article-faq-item{margin-bottom:1.5rem}.article-faq-item h3{color:var(--navy);margin-bottom:.4rem;font-size:1.02rem}.article-faq-item p{color:var(--gray-600);line-height:1.75}.related-articles{border-top:1px solid var(--gray-200);margin-top:3.5rem;padding-top:2rem}.related-articles>h2{color:var(--navy);margin-bottom:1.25rem;font-size:1.3rem}.related-list{gap:.75rem;margin:0 0 1.5rem;padding:0;list-style:none;display:grid}.related-list a{border:1px solid var(--gray-200);border-radius:var(--radius);background:var(--white);transition:border-color var(--t), box-shadow var(--t);padding:1rem 1.15rem;text-decoration:none;display:block}.related-list a:hover{border-color:var(--gold);box-shadow:var(--shadow-sm)}.related-tag{letter-spacing:.05em;text-transform:uppercase;color:var(--gold-deep);margin-bottom:.3rem;font-size:.72rem;font-weight:700;display:block}.related-title{color:var(--navy);margin-bottom:.25rem;font-weight:650;display:block}.related-excerpt{color:var(--gray-600);font-size:.9rem;line-height:1.6;display:block}.related-topics,.related-all{color:var(--gray-600);font-size:.95rem}.related-topics a,.related-all a{color:var(--gold-deep);font-weight:600}.related-all{margin-top:.75rem}.related-all svg{vertical-align:-2px;width:15px;height:15px}.faq-read-more{border-top:1px solid var(--gray-200);margin-top:1.5rem;padding-top:1.25rem}.faq-read-more>span{letter-spacing:.05em;text-transform:uppercase;color:var(--gray-500);margin-bottom:.6rem;font-size:.78rem;font-weight:700;display:block}.faq-read-more ul{flex-wrap:wrap;gap:.5rem 1.25rem;margin:0;padding:0;list-style:none;display:flex}.faq-read-more a{color:var(--gold-deep);font-size:.93rem;font-weight:600}.faq-read-more a:hover{text-decoration:underline}.help-layout{grid-template-columns:minmax(0,1.65fr) minmax(0,1fr);align-items:start;gap:2.5rem;display:grid}.assistant{border:1.5px solid var(--gray-200);border-radius:var(--radius-lg);background:var(--white);height:clamp(28rem,68vh,40rem);box-shadow:var(--shadow-lg);flex-direction:column;display:flex;overflow:hidden}.assistant ::selection{color:var(--navy-deep);background:#b94b1229}.assistant-bar{background:var(--navy);color:var(--white);flex:none;align-items:center;gap:.6rem;padding:.85rem 1.35rem;display:flex}.assistant-bar-dot{background:var(--emerald);border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 3px #10b98133}.assistant-bar-title{letter-spacing:-.005em;font-size:.92rem;font-weight:600}.assistant-bar-reset{font:inherit;color:#ffffffb8;cursor:pointer;background:0 0;border:0;margin-left:auto;padding:.25rem 0;font-size:.82rem}.assistant-bar-reset:hover{color:var(--white)}.assistant-body{overscroll-behavior:contain;scrollbar-width:thin;scrollbar-color:var(--gray-300) transparent;flex:1;min-height:0;padding:1.65rem 1.5rem 1.35rem;overflow-y:auto}.assistant-body::-webkit-scrollbar{width:10px}.assistant-body::-webkit-scrollbar-track{background:0 0}.assistant-body::-webkit-scrollbar-thumb{background:var(--gray-300);border-radius:var(--radius-full);border:3px solid var(--white)}.assistant-body::-webkit-scrollbar-thumb:hover{background:var(--gray-400)}.assistant-echo{color:var(--gray-500);margin:0 0 1.1rem;font-size:.85rem}.assistant-composer{border-top:1.5px solid var(--gray-200);background:var(--gray-50);flex:none;align-items:center;gap:.6rem;padding:.85rem 1rem;display:flex}.assistant-composer:focus-within{background:var(--white)}.assistant-composer-input{border:1.5px solid var(--gray-200);border-radius:var(--radius-full);background:var(--white);min-width:0;font:inherit;color:var(--gray-800);caret-color:var(--gold);min-height:44px;transition:border-color var(--t-fast), box-shadow var(--t-fast);flex:1;padding:.65rem 1.05rem;font-size:.95rem}.assistant-composer-input::placeholder{color:var(--gray-400)}.assistant-composer-input:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px #0a25401a}.assistant-composer-send{background:var(--gold-gradient);width:44px;height:44px;color:var(--white);cursor:pointer;transition:transform var(--t-fast), opacity var(--t-fast);border:0;border-radius:50%;flex:none;place-items:center;display:grid}.assistant-composer-send svg{width:19px;height:19px}.assistant-composer-send:hover:not(:disabled){transform:translateY(-1px)}.assistant-composer-send:active:not(:disabled){transform:scale(.94)}.assistant-composer-send:disabled{background:var(--gray-200);color:var(--gray-400);cursor:not-allowed}.assistant-results-count{letter-spacing:.07em;text-transform:uppercase;color:var(--gray-400);font-variant-numeric:tabular-nums;margin:0 0 .75rem;font-size:.78rem}.assistant-results-list{margin:0;padding:0;list-style:none}.assistant-result{text-align:left;border:0;border-top:1px solid var(--gray-200);width:100%;font:inherit;cursor:pointer;transition:background var(--t-fast), transform var(--t-fast);background:0 0;padding:.9rem .5rem;display:block}.assistant-results-list li:first-child .assistant-result{border-top:0}.assistant-result:hover{background:var(--gray-50);transform:translate(4px)}.assistant-result-headline{color:var(--navy);font-size:.98rem;font-weight:550;line-height:1.45;display:block}.assistant-result-trail{color:var(--gray-500);margin-top:.25rem;font-size:.8rem;display:block}.assistant-empty{padding:.5rem 0 .75rem}.assistant-empty-title{color:var(--navy);margin:0 0 .4rem;font-weight:600}.assistant-empty p{color:var(--gray-600);margin:0;font-size:.92rem}.assistant-spine{margin:0 0 1.35rem;padding:0;list-style:none}.assistant-spine-step{padding:0 0 .85rem 1.4rem;position:relative}.assistant-spine-step:before{content:"";background:var(--white);width:9px;height:9px;box-shadow:inset 0 0 0 2px var(--gray-300);border-radius:50%;position:absolute;top:.38em;left:0}.assistant-spine-step:not(:last-child):after{content:"";background:var(--gray-300);width:1px;position:absolute;top:calc(.38em + 9px);bottom:.1rem;left:4px}.assistant-spine-step:last-child{padding-bottom:0}.assistant-spine-step:last-child:before{background:var(--gold);box-shadow:inset 0 0 0 2px var(--gold), 0 0 0 3px #b94b1224}.assistant-spine-label{font:inherit;color:var(--gray-500);cursor:pointer;text-align:left;background:0 0;border:0;padding:0;font-size:.86rem}.assistant-spine-label:hover{color:var(--navy)}.assistant-spine-label.is-current{cursor:default;color:var(--navy);font-weight:600}.assistant-step{animation:.34s cubic-bezier(.16,1,.3,1) assistant-advance}@keyframes assistant-advance{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.assistant-question{letter-spacing:-.01em;max-width:none;color:var(--navy);text-wrap:balance;margin:0 0 1.1rem;font-size:1.35rem;line-height:1.3}.assistant-lede{color:var(--gray-600);margin:-.6rem 0 1.2rem;font-size:.95rem}.assistant-options{flex-wrap:wrap;gap:.55rem;display:flex}.assistant-option{font:inherit;text-align:left;border:1.5px solid var(--gray-200);border-radius:var(--radius-full);background:var(--white);min-height:44px;color:var(--gray-800);cursor:pointer;transition:border-color var(--t-fast), color var(--t-fast), transform var(--t-fast), box-shadow var(--t-fast);padding:.6rem 1.05rem;font-size:.92rem;font-weight:500}.assistant-option:hover{border-color:var(--navy);color:var(--navy);box-shadow:var(--shadow-sm)}.assistant-option:active{transform:scale(.97)}.assistant-option.is-affirm{color:#047857;border-color:#10b98180}.assistant-option.is-affirm:hover{border-color:var(--emerald);color:#047857}.assistant-option.is-primary{background:var(--gold-gradient);color:var(--white);border-color:#0000;font-weight:600}.assistant-option.is-primary:hover{color:var(--white);box-shadow:var(--shadow-md)}.assistant-answer+.assistant-answer{border-top:1px solid var(--gray-200);margin-top:1.75rem;padding-top:1.75rem}.assistant-answer-q{letter-spacing:-.01em;color:var(--navy);text-wrap:balance;margin:0 0 .85rem;font-size:1.3rem;line-height:1.32}.assistant-answer-a{color:var(--gray-700);max-width:68ch;font-size:1rem;line-height:1.68}.assistant-answer-a p{margin:0 0 .85rem}.assistant-answer-a p:last-child{margin-bottom:0}.assistant-answer-a ol,.assistant-answer-a ul{margin:.7rem 0;padding-left:1.3rem}.assistant-answer-a li{margin-bottom:.35rem}.assistant-answer-a strong{color:var(--navy);font-weight:650}.assistant-answer-a a{color:var(--gold);text-underline-offset:2px;text-decoration:underline;text-decoration-thickness:1px}.assistant-answer-link{color:var(--gold);border-bottom:1.5px solid;margin-top:1.1rem;padding-bottom:1px;font-size:.88rem;font-weight:600;text-decoration:none;display:inline-block}.assistant-answer-link:hover{color:var(--gold-deep)}.assistant-verdict{border-top:1px solid var(--gray-200);margin-top:2rem;padding-top:1.5rem}.assistant-verdict-q{color:var(--navy);margin:0 0 .85rem;font-weight:600}.assistant-resolved .assistant-option{margin-top:.5rem}.assistant-foot{border-top:1px solid var(--gray-200);gap:1.25rem;margin-top:1.75rem;padding-top:1.1rem;display:flex}.assistant-textbtn{font:inherit;color:var(--gray-500);cursor:pointer;background:0 0;border:0;padding:.2rem 0;font-size:.85rem}.assistant-textbtn:hover{color:var(--navy)}.sform{padding-top:.25rem}.sform-title{letter-spacing:-.01em;color:var(--navy);margin:0 0 .5rem;font-size:1.15rem;font-weight:650}.sform-trail{border-radius:var(--radius);background:var(--gray-50);color:var(--gray-700);margin:0 0 1.1rem;padding:.6rem .8rem;font-size:.82rem}.sform-trail span{text-transform:uppercase;letter-spacing:.08em;color:var(--gray-400);margin-bottom:.15rem;font-size:.68rem;display:block}.sform-field{margin-bottom:.85rem}.sform-field label{color:var(--gray-700);margin-bottom:.3rem;font-size:.82rem;font-weight:600;display:block}.sform-req{color:#dc2626}.sform-field input,.sform-field textarea,.sform-field select{width:100%;font:inherit;color:var(--gray-800);caret-color:var(--gold);border:1.5px solid var(--gray-200);background:var(--white);transition:border-color var(--t-fast), box-shadow var(--t-fast);border-radius:10px;padding:.55rem .75rem;font-size:.92rem}.sform-field textarea{resize:vertical;min-height:4.5rem;line-height:1.55}.sform-field input:focus,.sform-field textarea:focus,.sform-field select:focus{border-color:var(--navy);outline:none;box-shadow:0 0 0 3px #0a25401a}.sform-field input[aria-invalid],.sform-field textarea[aria-invalid]{border-color:#dc2626}.sform-error{color:#dc2626;margin:.3rem 0 0;font-size:.8rem}.sform-error.is-block{border-radius:var(--radius);background:#fef2f2;margin:.75rem 0 0;padding:.6rem .8rem}.sform-hint{color:var(--gray-400);font-size:.76rem;font-weight:400}.sform-file-input{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.sform-file-btn{color:var(--navy);border:1.5px dashed var(--gray-300);border-radius:var(--radius-full);cursor:pointer;transition:border-color var(--t-fast), background var(--t-fast);padding:.45rem .9rem;font-size:.85rem;font-weight:600;display:inline-block}.sform-file-btn:hover{border-color:var(--navy);background:var(--gray-50)}.sform-file-input:focus-visible+.sform-file-btn{outline:3px solid var(--gold);outline-offset:2px}.sform-file-input:disabled+.sform-file-btn{color:var(--gray-400);cursor:not-allowed;border-style:solid}.sform-files{flex-direction:column;gap:.35rem;margin:.65rem 0 0;padding:0;list-style:none;display:flex}.sform-files li{border:1px solid var(--gray-200);background:var(--gray-50);border-radius:8px;align-items:center;gap:.6rem;padding:.4rem .5rem .4rem .7rem;font-size:.82rem;display:flex}.sform-file-name{text-overflow:ellipsis;white-space:nowrap;min-width:0;color:var(--gray-800);flex:1;overflow:hidden}.sform-file-size{color:var(--gray-500);font-variant-numeric:tabular-nums;flex:none}.sform-file-remove{width:22px;height:22px;color:var(--gray-500);cursor:pointer;background:0 0;border:0;border-radius:50%;flex:none;place-items:center;font-size:1.05rem;line-height:1;display:grid}.sform-file-remove:hover{background:var(--gray-200);color:var(--navy)}.sform-consent{align-items:flex-start;gap:.55rem;margin:.35rem 0 .25rem;display:flex}.sform-consent input{width:17px;height:17px;accent-color:var(--gold);flex:none;margin-top:.15rem}.sform-consent label{color:var(--gray-600);font-size:.8rem;line-height:1.5}.sform-consent a{color:var(--gold)}.sform-captcha{justify-content:center;min-height:65px;margin-bottom:.9rem;display:flex}.sform-actions{align-items:center;gap:.85rem;margin-top:1.1rem;display:flex}.sform-actions .assistant-option:disabled{opacity:.6;cursor:not-allowed}.help-browse{border:1.5px solid var(--gray-200);border-radius:var(--radius-lg);background:var(--white);box-shadow:var(--shadow-lg);padding:1rem 1.65rem 1.65rem}.help-browse h2{letter-spacing:-.01em;color:var(--navy);margin:0 0 .4rem;font-size:1.1rem}.help-browse>p{color:var(--gray-500);margin:0 0 1.15rem;font-size:.9rem}.help-browse-list{margin:0;padding:0;list-style:none}.help-browse-list a{color:var(--gray-700);transition:background var(--t-fast), color var(--t-fast);border-radius:8px;align-items:baseline;gap:.65rem;padding:.55rem .4rem;font-size:.92rem;text-decoration:none;display:flex}.help-browse-list a:hover{background:var(--gray-50);color:var(--navy)}.help-browse-num{width:1.3em;color:var(--ink-3);font-variant-numeric:tabular-nums;flex:none;font-size:.78rem;font-weight:700}.help-browse-count{color:var(--ink-3);font-variant-numeric:tabular-nums;margin-left:auto;font-size:.78rem}.help-browse-all{border:1px solid var(--line-strong);border-radius:var(--radius-full);letter-spacing:.22em;text-transform:uppercase;min-height:44px;color:var(--gray-700);transition:border-color .24s var(--ease), color .24s var(--ease);justify-content:center;align-items:center;margin-top:1.35rem;padding:17px 30px;font-size:10px;font-weight:800;text-decoration:none;display:inline-flex}.help-browse-all:hover,.help-browse-all:focus-visible{border-color:var(--gold);color:var(--gray-800)}@media (max-width:900px){.help-layout{grid-template-columns:1fr;gap:1.75rem}.help-browse{order:2}.assistant{height:auto}.assistant-body{max-height:70svh}}@media (max-width:560px){.assistant-body{padding:1.25rem 1.15rem 1.1rem}.assistant-bar{padding:.75rem 1.15rem}.assistant-composer{padding:.7rem .8rem}.assistant-question,.assistant-answer-q{font-size:1.18rem}.assistant-option{width:100%}.sform-actions{flex-direction:column;align-items:stretch;gap:.6rem}.sform-actions .assistant-option{text-align:center;width:100%}}@media (prefers-reduced-motion:reduce){.assistant-step{animation:none}.assistant-option,.assistant-option:hover,.assistant-option:active,.assistant-composer-send:hover:not(:disabled),.assistant-composer-send:active:not(:disabled),.assistant-result:hover{transition:none;transform:none}}
:root{--ink-900:#05131f;--ink-800:#0a2540;--ink-700:#103154;--navy:var(--ink-800);--navy-deep:var(--ink-900);--navy-soft:var(--ink-700);--accent-300:#f0894f;--accent-400:#e2682a;--accent-500:#b94b12;--accent-600:#9a3d0d;--accent-700:#7e3008;--gold-light:var(--accent-400);--gold:var(--accent-500);--gold-deep:var(--accent-700);--gold-gradient:linear-gradient(135deg, var(--accent-300) 0%, var(--accent-400) 32%, var(--accent-500) 68%, var(--accent-700) 100%);--gold-gradient-h:linear-gradient(90deg, var(--accent-300) 0%, var(--accent-400) 32%, var(--accent-500) 68%, var(--accent-700) 100%);--gain:#0e7c58;--loss:#c81e43;--gain-on-dark:#34d399;--loss-on-dark:#ff7a93;--gain-wash:#0e7c581a;--loss-wash:#c81e431a;--emerald:var(--gain);--white:#fff;--surface:#fff;--surface-sunken:#f5f8fa;--surface-raised:#fff;--gray-50:#f5f8fa;--gray-100:#ebf0f5;--gray-200:#dde5ed;--gray-300:#c3cfdb;--gray-400:#8e9fb2;--gray-500:#607488;--gray-600:#47596e;--gray-700:#2e3f52;--gray-800:#16283c;--line:#0a254017;--line-strong:#0a254029;--line-on-dark:#ffffff1f;--line-on-dark-strong:#ffffff38;--font:"Inter", system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--font-display:"Bricolage Grotesque", "Inter", system-ui, sans-serif;--font-mono:"IBM Plex Mono", ui-monospace, SFMono-Regular, Menlo, monospace;--text-xs:.78rem;--text-sm:.875rem;--text-base:1rem;--text-lg:1.075rem;--text-xl:clamp(1.2rem, .6vw + 1.05rem, 1.35rem);--text-2xl:clamp(1.45rem, 1vw + 1.2rem, 1.75rem);--text-3xl:clamp(1.6rem, 1.8vw + 1.2rem, 2.4rem);--text-4xl:clamp(1.85rem, 3vw + 1.1rem, 3.15rem);--text-5xl:clamp(2.2rem, 4.5vw + 1.2rem, 4.15rem);--tracking-tight:-.022em;--tracking-snug:-.012em;--tracking-wide:.08em;--tracking-caps:.15em;--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--space-24:6rem;--section-y:clamp(3.5rem, 6vw, 6rem);--container:1200px;--radius-sm:8px;--radius:10px;--radius-lg:14px;--radius-xl:20px;--radius-full:999px;--shadow-sm:0 1px 2px #05131f0d, 0 1px 3px #05131f0a;--shadow-md:0 2px 4px #05131f0a, 0 8px 20px #05131f12;--shadow-lg:0 4px 8px #05131f0d, 0 18px 40px #05131f1a;--shadow-xl:0 8px 16px #05131f0f, 0 32px 70px #05131f26;--shadow-accent:0 4px 14px #b94b1247, 0 12px 32px #b94b122e;--ease:cubic-bezier(.22, .61, .36, 1);--ease-out:cubic-bezier(.16, 1, .3, 1);--t-fast:.14s var(--ease);--t:.24s var(--ease);--t-slow:.45s var(--ease-out)}
h1,h2,h3,h4,h5{font-family:var(--font-display);color:var(--ink-800);letter-spacing:var(--tracking-tight);font-optical-sizing:auto;text-wrap:balance;font-weight:700;line-height:1.08}h1{font-size:var(--text-5xl)}h2{font-size:var(--text-4xl)}h3{font-size:var(--text-xl);letter-spacing:var(--tracking-snug);line-height:1.25}h4{font-size:var(--text-lg);letter-spacing:var(--tracking-snug);line-height:1.3}body{font-family:var(--font);color:var(--gray-700);background:var(--surface);font-feature-settings:"cv05" 1, "cv08" 1, "calt" 1;font-weight:450;line-height:1.62}p{color:var(--gray-600);text-wrap:pretty;font-weight:450}.eyebrow{font-family:var(--font);font-size:var(--text-xs);letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--accent-500);margin-bottom:var(--space-4);align-items:center;gap:var(--space-2);font-weight:600;display:inline-flex}.eyebrow:before{content:"";background:var(--gold-gradient-h);border-radius:2px;width:18px;height:2px}.eyebrow.on-dark{color:var(--accent-300)}.section{padding:var(--section-y) 0}.section-header{max-width:680px;margin:0 auto var(--space-12);text-align:center}.section-header p{margin-top:var(--space-4);font-size:var(--text-lg);color:var(--gray-500)}.stock-price,.stock-abs,.ticker-price,.quote-change,.charge-val,.hero-meta strong{font-variant-numeric:tabular-nums lining-nums;font-feature-settings:"tnum" 1, "lnum" 1}.btn{border-radius:var(--radius-full);font-weight:600;font-size:var(--text-sm);letter-spacing:var(--tracking-snug);transition:transform var(--t), box-shadow var(--t), background var(--t), border-color var(--t)}.btn-gold{background:linear-gradient(135deg, #c25514 0%, var(--accent-500) 34%, var(--accent-600) 70%, var(--accent-700) 100%);color:var(--white);box-shadow:var(--shadow-accent)}.btn-gold:hover{transform:translateY(-2px);box-shadow:0 6px 18px #b94b1252,0 18px 44px #b94b123d}.btn-gold:active{transform:translateY(0)}.btn-primary{background:var(--ink-800)}.btn-primary:hover{background:var(--ink-900);box-shadow:var(--shadow-lg)}.btn-ghost{border-color:#0a25408c}.btn-ghost:hover{border-color:var(--ink-800);background:var(--surface-sunken)}.btn-light{border-color:#ffffff6b}.btn-light:hover{background:#ffffff2e;border-color:#ffffff9e}.feature-card,.topic-card,.tax-card{border-color:var(--line);border-radius:var(--radius-lg);transition:transform var(--t), box-shadow var(--t), border-color var(--t)}.feature-card:hover,.topic-card:hover,.tax-card:hover{border-color:var(--line-strong);box-shadow:var(--shadow-md);transform:translateY(-3px)}.feature-icon{border-radius:var(--radius);color:var(--accent-600);background:linear-gradient(135deg,#e2682a29,#b94b120f)}.pricing-table{border-color:var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-md)}.pricing-head{background:var(--ink-800);font-family:var(--font);font-size:var(--text-xs);letter-spacing:var(--tracking-caps);text-transform:uppercase;font-weight:600}.pricing-body .pricing-row{border-top:1px solid var(--line)}.pricing-body .pricing-row:nth-child(2n){background:var(--surface-sunken)}.pricing-row .charge-head{color:var(--ink-800);font-weight:600}:focus-visible{outline:2px solid var(--accent-400);outline-offset:3px;border-radius:var(--radius-sm)}
.page-hero{background-color:var(--ink-800);background-image:radial-gradient(circle at 1px 1px, #ffffff0b 1px, transparent 0), radial-gradient(120% 140% at 50% 0%, var(--ink-700) 0%, var(--ink-900) 62%);color:var(--white);background-size:34px 34px,auto;padding:clamp(3.25rem,6vw,4.75rem) 0 clamp(3rem,5vw,4.25rem);position:relative;overflow:hidden}.page-hero:before{content:"";background:var(--gold-gradient-h);opacity:.8;height:2px;position:absolute;inset:auto 0 0}.page-hero .container{text-align:center;max-width:820px;position:relative}.page-hero h1{color:var(--white);margin-bottom:var(--space-4)}.page-hero p{color:#ffffffc7;font-size:var(--text-lg);max-width:62ch;margin-inline:auto}.page-hero-meta{margin-top:var(--space-3);font-family:var(--font-mono);font-size:var(--text-sm);font-variant-numeric:tabular-nums lining-nums;color:#ffffff9e}.page-hero--compact{padding:clamp(2.75rem,5vw,4rem) 0 clamp(2.5rem,4vw,3.25rem)}.page-hero .breadcrumb{justify-content:center;align-items:center;gap:var(--space-2);font-size:var(--text-xs);color:#ffffff9e;margin-bottom:var(--space-5);flex-wrap:wrap;font-weight:500;display:inline-flex}.page-hero .breadcrumb:before{content:"";background:var(--gold-gradient-h);width:18px;height:2px;margin-right:var(--space-1);border-radius:2px;flex:none}.page-hero .breadcrumb .crumb-sep{color:#ffffff4d}.page-hero .breadcrumb a{color:var(--accent-300);text-decoration:underline;text-decoration-thickness:1px;-webkit-text-decoration-color:color-mix(in srgb, currentColor 45%, transparent);text-decoration-color:color-mix(in srgb, currentColor 45%, transparent);text-underline-offset:.22em;transition:color var(--t-fast), text-decoration-color var(--t-fast);font-weight:600}.page-hero .breadcrumb a:hover,.page-hero .breadcrumb a:focus-visible{color:var(--white);text-decoration-color:currentColor}.page-hero .breadcrumb>span:last-child{color:var(--white);font-weight:600}.article .breadcrumb{align-items:center;gap:var(--space-2);font-size:var(--text-xs);color:var(--gray-500);margin-bottom:var(--space-4);flex-wrap:wrap;font-weight:500;display:inline-flex}.article .breadcrumb .crumb-sep{color:var(--gray-300)}.article .breadcrumb>span:last-child{color:var(--ink-800);font-weight:600}.article .breadcrumb a{color:var(--accent-700);text-decoration:underline;text-decoration-thickness:1px;-webkit-text-decoration-color:color-mix(in srgb, currentColor 35%, transparent);text-decoration-color:color-mix(in srgb, currentColor 35%, transparent);text-underline-offset:.22em;transition:color var(--t-fast), text-decoration-color var(--t-fast);font-weight:600}.article .breadcrumb a:hover,.article .breadcrumb a:focus-visible{color:var(--ink-800);text-decoration-color:currentColor}.notfound-code{align-items:center;gap:var(--space-2);font-family:var(--font-mono);font-size:var(--text-xs);letter-spacing:var(--tracking-caps);color:var(--accent-300);-webkit-text-fill-color:currentColor;margin-bottom:var(--space-4);background:0 0;font-weight:500;display:inline-flex}.notfound{min-height:0;padding:0;display:block}.notfound-body{padding:var(--section-y) 0;text-align:center}.notfound-body>p{max-width:52ch;margin:0 auto var(--space-8);font-size:var(--text-lg)}.notfound-actions{gap:var(--space-3);flex-wrap:wrap;justify-content:center;display:flex}.notfound-links{gap:var(--space-2) var(--space-5);margin-top:var(--space-10);padding-top:var(--space-8);border-top:1px solid var(--line);font-size:var(--text-sm);flex-wrap:wrap;justify-content:center;align-items:baseline;display:flex}.notfound-links span{color:var(--gray-500)}.notfound-links a{color:var(--ink-800);text-decoration:underline;-webkit-text-decoration-color:var(--line-strong);text-decoration-color:var(--line-strong);text-underline-offset:.24em;transition:color var(--t-fast), text-decoration-color var(--t-fast);font-weight:600}.notfound-links a:hover{color:var(--accent-600);text-decoration-color:currentColor}@media (max-width:640px){.page-hero .container{text-align:left}.page-hero .breadcrumb{justify-content:flex-start}.page-hero p{margin-inline:0}.notfound-body,.notfound-links,.notfound-actions{text-align:left;justify-content:flex-start}.notfound-body>p{margin-inline:0}}
.trending-band{background:var(--ink-900);padding:var(--space-6) 0 var(--space-5);position:relative;overflow:hidden}.trending-band:before{content:"";background:var(--gold-gradient-h);opacity:.85;height:2px;position:absolute;inset:0 0 auto}.trending-inner{align-items:center;gap:var(--space-8);display:flex}.trending-label{align-items:baseline;gap:var(--space-3);font-family:var(--font);font-size:var(--text-xs);letter-spacing:var(--tracking-caps);text-transform:uppercase;color:#ffffff9e;flex:none;margin:0;font-weight:600;line-height:1;display:flex}.trending-scope{font-family:var(--font-mono);font-size:var(--text-xs);letter-spacing:.04em;text-transform:none;color:var(--accent-300);padding:var(--space-1) var(--space-2);border-radius:var(--radius-sm);white-space:nowrap;border:1px solid #f0894f52;font-weight:500}.trending-viewport{flex:1;min-width:0;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,#0000,#000 6% 94%,#0000);mask-image:linear-gradient(90deg,#0000,#000 6% 94%,#0000)}.ticker-track{align-items:center;width:max-content;animation:46s linear infinite ticker-scroll;display:flex}.trending-viewport:hover .ticker-track,.trending-viewport:focus-within .ticker-track{animation-play-state:paused}.ticker-track.is-static{animation:none}@keyframes ticker-scroll{0%{transform:translate(0,0)}to{transform:translate(-50%)}}.ticker-item{align-items:baseline;gap:var(--space-3);padding-right:var(--space-8);white-space:nowrap;font-family:var(--font-mono);font-size:var(--text-sm);line-height:1.5;display:inline-flex}.ticker-symbol{color:var(--white);letter-spacing:.02em;font-weight:600}.ticker-price{color:#ffffff9e}.quote-change{align-items:center;gap:var(--space-1);font-family:var(--font-mono);white-space:nowrap;font-weight:500;display:inline-flex}.quote-arrow{flex:none;width:9px;height:9px}.quote-change--inline{font-size:var(--text-sm)}.quote-change--inline.is-up{color:var(--gain-on-dark)}.quote-change--inline.is-down{color:var(--loss-on-dark)}.quote-change--inline.is-flat{color:#ffffff73}.quote-change--chip{font-size:var(--text-xs);padding:var(--space-1) var(--space-2);border-radius:var(--radius-sm)}.quote-change--chip.is-up{color:var(--gain);background:var(--gain-wash)}.quote-change--chip.is-down{color:var(--loss);background:var(--loss-wash)}.quote-change--chip.is-flat{color:var(--gray-600);background:var(--gray-100)}.stock-grid{gap:var(--space-4);grid-template-columns:repeat(4,1fr);display:grid}.stock-card{gap:var(--space-2);padding:var(--space-5);background:var(--surface-raised);border:1px solid var(--line);border-radius:var(--radius-lg);transition:transform var(--t), box-shadow var(--t), border-color var(--t);grid-template-rows:auto auto 1fr auto;display:grid}a.stock-card:hover{border-color:var(--line-strong);box-shadow:var(--shadow-md);transform:translateY(-3px)}.stock-card-top{justify-content:space-between;align-items:center;gap:var(--space-3);min-height:24px;display:flex}.stock-symbol{font-family:var(--font-mono);font-size:var(--text-sm);letter-spacing:.03em;color:var(--ink-800);font-weight:600}.stock-name{font-size:var(--text-xs);color:var(--gray-500);white-space:nowrap;text-overflow:ellipsis;overflow:hidden}.stock-price{font-family:var(--font-mono);font-size:var(--text-2xl);letter-spacing:var(--tracking-snug);color:var(--ink-900);align-self:end;font-weight:600;line-height:1.15}.stock-price:before{content:"$";color:var(--gray-500);vertical-align:.42em;margin-right:.1em;font-size:.62em;font-weight:500}.stock-abs{font-family:var(--font-mono);font-size:var(--text-xs);color:var(--gray-500)}.stock-currency{color:var(--gray-500)}.is-loading-text{-webkit-user-select:none;user-select:none;pointer-events:none;position:relative;color:#0000!important}.is-loading-text:before{content:none!important}.is-loading-text:after{content:"";border-radius:var(--radius-sm);background:linear-gradient(90deg, var(--gray-100) 25%, var(--gray-200) 37%, var(--gray-100) 63%);background-size:400% 100%;animation:1.4s ease-in-out infinite skeleton-sweep;position:absolute;top:.16em;bottom:.16em;left:0}.is-load-sym:after{width:3.4em}.is-load-price:after{width:4.6em}.is-load-chg:after{width:3.6em}.is-load-abs:after{width:4.2em}.trending-band .is-loading-text:after{background:linear-gradient(90deg,#ffffff12 25%,#ffffff29 37%,#ffffff12 63%) 0 0/400% 100%}@keyframes skeleton-sweep{0%{background-position:100%}to{background-position:0}}.market-note{margin-top:var(--space-6);font-size:var(--text-xs);color:var(--gray-500);text-align:center;line-height:1.55}.market-note a{color:var(--gray-600);text-underline-offset:2px;text-decoration:underline;-webkit-text-decoration-color:var(--line-strong);text-decoration-color:var(--line-strong)}.market-note a:hover{color:var(--accent-500);text-decoration-color:currentColor}.market-note--dark{margin-top:var(--space-4);color:#ffffff9e}.market-note--dark a{color:#ffffffd1}.market-note--dark a:hover{color:var(--accent-300)}.fees-section{background:var(--surface-sunken)}.fees-table{max-width:780px}.charge-val--free{color:var(--gain);font-weight:600}.fees-footnote{max-width:780px;margin:var(--space-6) auto 0;text-align:center;font-size:var(--text-sm);color:var(--gray-500)}.fees-link{align-items:center;gap:var(--space-2);color:var(--accent-500);white-space:nowrap;font-weight:600;display:inline-flex}.fees-link svg{width:15px;height:15px;transition:transform var(--t)}.fees-link:hover svg{transform:translate(3px)}.regs-grid{gap:var(--space-4);grid-template-columns:repeat(4,1fr);display:grid}.regs-card{padding:var(--space-6);background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);transition:transform var(--t), box-shadow var(--t), border-color var(--t)}.regs-card:hover{border-color:var(--line-strong);box-shadow:var(--shadow-md);transform:translateY(-3px)}.regs-card h3{font-size:var(--text-lg);margin-bottom:var(--space-2)}.regs-card p{font-size:var(--text-sm);color:var(--gray-500);line-height:1.55}.regs-disclaimer{max-width:780px;margin:var(--space-10) auto 0;padding-top:var(--space-6);border-top:1px solid var(--line);font-size:var(--text-xs);color:var(--gray-500);text-align:center;line-height:1.6}.regs-disclaimer a{color:var(--gray-600);text-underline-offset:2px;text-decoration:underline}.regs-disclaimer a:hover{color:var(--accent-500)}.regs-cta{margin-top:var(--space-12);padding:var(--space-12) var(--space-8);text-align:center;border-radius:var(--radius-xl);background:radial-gradient(120% 140% at 50% 0%, var(--ink-700) 0%, var(--ink-900) 62%);color:var(--white)}.regs-cta h3{font-size:var(--text-3xl);color:var(--white);margin-bottom:var(--space-3)}.regs-cta p{color:#ffffffa8;margin-bottom:var(--space-8);font-size:var(--text-lg)}.why-grid{gap:var(--space-4);grid-template-columns:repeat(4,1fr);display:grid}@media (max-width:960px){.why-grid>.feature-card:nth-child(n){grid-column:auto}}.how-section{background:var(--surface-sunken)}@media (max-width:1024px){.stock-grid,.regs-grid,.why-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:860px){.trending-inner{align-items:flex-start;gap:var(--space-3);flex-direction:column}.trending-viewport{width:100%}.trending-label{row-gap:var(--space-2);flex-wrap:wrap;max-width:100%}.trending-scope{white-space:normal}}@media (max-width:560px){.stock-grid{gap:var(--space-3);grid-template-columns:repeat(2,1fr)}.stock-card{padding:var(--space-4)}.stock-price{font-size:var(--text-xl)}.regs-grid,.why-grid{grid-template-columns:1fr}.regs-cta{padding:var(--space-10) var(--space-5)}}@media (prefers-reduced-motion:reduce){.ticker-track{scrollbar-width:thin;width:100%;padding-bottom:var(--space-2);overflow-x:auto;animation:none!important;transform:none!important}.trending-viewport{-webkit-mask-image:none;mask-image:none}.ticker-track>.ticker-item:nth-child(n+9){display:none}.skeleton-bar{background:var(--gray-100);animation:none!important}}.start-here{justify-content:center;align-items:baseline;gap:var(--space-2) var(--space-5);margin-top:var(--space-10);padding-top:var(--space-6);border-top:1px solid var(--line);font-size:var(--text-sm);flex-wrap:wrap;display:flex}.start-here-label{font-family:var(--font);font-size:var(--text-xs);letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--gray-500);font-weight:600}.start-here a{color:var(--gray-700);text-underline-offset:3px;text-decoration:underline;-webkit-text-decoration-color:var(--line-strong);text-decoration-color:var(--line-strong);transition:color var(--t-fast), text-decoration-color var(--t-fast)}.start-here a:hover{color:var(--accent-600);text-decoration-color:currentColor}.start-here-all{font-weight:600;color:var(--accent-600)!important;text-decoration:none!important}@media (max-width:560px){.start-here{justify-content:flex-start;gap:var(--space-2) var(--space-4)}}.hm{background-color:var(--surface);background-image:radial-gradient(1100px 520px at 72% -8%, var(--m-tint-shared,#c9a46f29), transparent 60%);background-repeat:no-repeat}.hm-hero{text-align:center;padding-block:clamp(4.5rem,11vw,9.5rem) clamp(3rem,6vw,5.5rem);position:relative;overflow:hidden}.hm-hero:before{content:"";pointer-events:none;background:radial-gradient(760px 420px at 50% 0%, var(--wash), transparent 68%);height:90%;position:absolute;inset:-20% 0 auto}.hm-ticks{pointer-events:none;position:absolute;inset:clamp(1rem,3vw,2.25rem)}.hm-ticks:before,.hm-ticks:after{content:"";border:0 solid var(--line-strong);width:9px;height:9px;position:absolute;top:0}.hm-ticks:before{border-top-width:1px;border-left-width:1px;left:0}.hm-ticks:after{border-top-width:1px;border-right-width:1px;right:0}.hm-hero-inner{justify-items:center;gap:clamp(1.1rem,2vw,1.6rem);display:grid;position:relative}.hm-label{letter-spacing:.22em;text-transform:uppercase;color:var(--gray-600);margin:0;font-size:.6875rem;font-weight:500}.hm-h1{letter-spacing:-.02em;max-width:16ch;margin:0;font-size:clamp(2.75rem,7vw,6rem);font-weight:400;line-height:1.06}.hm-lede{max-width:54ch;color:var(--gray-700);text-wrap:pretty;margin:0;font-size:clamp(1rem,1.25vw,1.125rem);line-height:1.65}.hm-actions{flex-wrap:wrap;justify-content:center;gap:.7rem;margin-top:.5rem;display:flex}.hm-cta{background:var(--champagne);min-height:46px;color:var(--ink-900);transition:transform .24s var(--ease), box-shadow .3s var(--ease);border:1px solid #0000;border-radius:999px;align-items:center;gap:.55rem;padding-inline:1.6rem;font-size:.9375rem;font-weight:500;text-decoration:none;display:inline-flex}.hm-cta svg{width:15px;height:15px;transition:transform .28s var(--ease)}.hm-cta:hover{transform:translateY(-2px);box-shadow:0 16px 40px -18px #9f7e47b3}.hm-cta:hover svg{transform:translate(3px)}.hm-ghost{border:1px solid var(--line-strong);min-height:46px;color:var(--gray-800);transition:border-color .24s var(--ease), transform .24s var(--ease);background:0 0;border-radius:999px;align-items:center;padding-inline:1.5rem;font-size:.9375rem;font-weight:500;text-decoration:none;display:inline-flex}.hm-ghost:hover{border-color:var(--champagne-deep);transform:translateY(-2px)}.hm-facts{border-top:1px solid var(--line);gap:clamp(1.25rem,3vw,2.75rem);width:min(100%,62rem);margin:clamp(1.5rem,3vw,2.5rem) 0 0;padding-top:clamp(1.5rem,3vw,2rem);display:grid}@media (min-width:620px){.hm-facts{grid-template-columns:repeat(3,minmax(0,1fr))}}.hm-facts dt{color:var(--gray-800);margin-bottom:.35rem;font-size:.875rem;font-weight:600}.hm-facts dd{letter-spacing:.16em;text-transform:uppercase;color:var(--gray-600);margin:0;font-size:.6875rem;line-height:1.5}.hm-globe-band{padding-block:clamp(3.5rem,7vw,6.5rem)}.hm-globe-inner{align-items:center;gap:clamp(2rem,5vw,4rem);display:grid}@media (min-width:940px){.hm-globe-inner{grid-template-columns:minmax(0,1fr) minmax(0,.82fr)}}.hm-globe-copy{justify-items:start;gap:1.1rem;display:grid}.hm-h2{letter-spacing:-.02em;max-width:17ch;margin:0;font-size:clamp(1.85rem,3.6vw,3.25rem);font-weight:400;line-height:1.08}.hm-body{max-width:52ch;color:var(--gray-700);text-wrap:pretty;margin:0;font-size:1rem;line-height:1.7}.hm-rule-link{color:var(--gold-hi);align-items:center;gap:.65rem;padding-block:.35rem;font-size:.875rem;font-weight:500;text-decoration:none;display:inline-flex}.hm-rule{transform-origin:0;width:30px;height:1px;transition:transform .3s var(--ease);background:currentColor;display:block;transform:scaleX(.6)}.hm-rule-link:hover .hm-rule,.hm-rule-link:focus-visible .hm-rule{transform:scaleX(1)}.hm-orb{place-items:center;min-height:clamp(260px,32vw,400px);display:grid;position:relative}.hm-orb-ring{pointer-events:none;background:radial-gradient(circle at 50% 38%,#d9bd8b2e,#0000 64%);border:1px solid #d9bd8b80;border-radius:50%;position:absolute;inset:10%}@media (prefers-reduced-motion:reduce){.hm-cta,.hm-cta svg,.hm-ghost,.hm-rule{transition:none}.hm-cta:hover,.hm-ghost:hover{transform:none}}.hm-why{padding-block:clamp(3.5rem,7vw,6.5rem)}.hm-why .section-header,.hm-how .section-header{border-bottom:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:clamp(1rem,3vw,2.5rem);margin-bottom:clamp(2rem,4vw,3rem);padding-bottom:clamp(1.25rem,2vw,1.75rem);display:flex}.hm-why .section-header h2,.hm-how .section-header h2{letter-spacing:-.02em;flex:20ch;max-width:18ch;margin:0;font-size:clamp(1.75rem,3.4vw,3rem);font-weight:400;line-height:1.08}.hm-why .section-header>p,.hm-how .section-header>p{max-width:34ch;color:var(--gray-700);text-wrap:pretty;flex:26ch;margin:0;font-size:.9375rem;line-height:1.65}.hm-why .section-header .eyebrow,.hm-how .section-header .eyebrow{letter-spacing:.22em;text-transform:uppercase;width:100%;color:var(--gray-600);margin-bottom:.7rem;font-size:.6875rem;font-weight:500;display:block}.hm-why-grid{gap:clamp(.9rem,1.6vw,1.25rem);display:grid}@media (min-width:880px){.hm-why-grid{grid-template-columns:repeat(12,minmax(0,1fr))}.hm-why-cell:first-child{grid-column:span 7}.hm-why-cell:nth-child(2),.hm-why-cell:nth-child(3){grid-column:span 5}.hm-why-cell:nth-child(4){grid-column:span 7}}.hm-why-cell{display:grid}.hm-card{border:1px solid var(--line);background:var(--paper-raised);height:100%;transition:transform .34s var(--ease), border-color .34s var(--ease), box-shadow .34s var(--ease);border-radius:4px;align-content:start;gap:.75rem;padding:clamp(1.4rem,2.4vw,2.1rem);display:grid}.hm-card:hover{border-color:#9f7e4773;transform:translateY(-2px);box-shadow:0 20px 48px -26px #0807064d}.hm-card h3{letter-spacing:-.012em;margin:0;font-size:clamp(1.0625rem,1.5vw,1.3rem);font-weight:400;line-height:1.24}.hm-card p{color:var(--gray-700);text-wrap:pretty;margin:0;font-size:.9375rem;line-height:1.68}.hm-card-icon{width:40px;height:40px;color:var(--gold);background:#d9bd8b2e;border:1px solid #d9bd8bbf;border-radius:4px;place-items:center;display:grid}.hm-card-icon svg{width:19px;height:19px}.hm-how{padding-block:clamp(3.5rem,7vw,6.5rem)}.hm-how-body{gap:clamp(2rem,4vw,3.5rem);display:grid}@media (min-width:900px){.hm-how-body{grid-template-columns:minmax(0,.6fr) minmax(0,1fr)}}.hm-aside{border:1px solid var(--line);background:var(--paper-raised);border-radius:4px;align-self:start;padding:clamp(1.3rem,2vw,1.7rem);position:sticky;top:104px}@media (max-width:899px){.hm-aside{position:static}}.hm-aside .hm-label{margin:0 0 .9rem;display:block}.hm-aside-list{gap:.15rem;margin:0;padding:0;list-style:none;display:grid}.hm-aside-list li{border-top:1px solid var(--line)}.hm-aside-list li:first-child{border-top:0}.hm-link{color:var(--gray-800);transition:color .24s var(--ease);justify-content:space-between;align-items:center;gap:.75rem;padding-block:.7rem;font-size:.875rem;line-height:1.4;text-decoration:none;display:flex}.hm-link:hover,.hm-link:focus-visible{color:var(--gold-hi)}.hm-link-rule{opacity:.55;transform-origin:100%;width:26px;height:1px;transition:transform .3s var(--ease), opacity .3s var(--ease);background:currentColor;flex:none;display:block;transform:scaleX(.55)}.hm-link:hover .hm-link-rule,.hm-link:focus-visible .hm-link-rule{opacity:1;transform:scaleX(1)}.hm-steps{margin:0;padding:0;list-style:none;display:grid}.hm-step{display:grid}.hm-step-in{border-top:1px solid var(--line);grid-template-columns:auto minmax(0,1fr);align-items:start;gap:clamp(1.1rem,2.2vw,2rem);padding-block:clamp(1.6rem,2.8vw,2.4rem);display:grid}.hm-step:first-child .hm-step-in{border-top:0;padding-top:0}.hm-step-n{font-family:var(--display);font-variant-numeric:tabular-nums;letter-spacing:-.02em;color:var(--champagne-deep);padding-top:.02em;font-size:clamp(1.8rem,3vw,2.6rem);line-height:1}.hm-step-copy{gap:.55rem;display:grid}.hm-step-copy h3{letter-spacing:-.012em;margin:0;font-size:clamp(1.0625rem,1.6vw,1.35rem);font-weight:400;line-height:1.24}.hm-step-copy p{color:var(--gray-700);text-wrap:pretty;max-width:56ch;margin:0;font-size:.9375rem;line-height:1.7}@media (prefers-reduced-motion:reduce){.hm-card,.hm-link,.hm-link-rule{transition:none}.hm-card:hover{transform:none}}
.pz{--pz-paper:var(--surface);--pz-sheet:var(--white);--pz-ink:var(--gray-800);--pz-dim:var(--gray-700);--pz-mute:var(--gray-600);--pz-gold:var(--gold);--pz-gold-hi:var(--gold-hi);--pz-line:var(--line);--pz-line-2:var(--line-strong);--pz-up:var(--gain);--pz-wash:var(--m-tint-shared);--pz-gold-hair:color-mix(in srgb, var(--gold) 42%, transparent);--pz-focus-ring:color-mix(in srgb, var(--gold) 22%, transparent);--pz-shadow:0 1px 2px color-mix(in srgb, var(--gray-800) 4%, transparent), 0 10px 24px color-mix(in srgb, var(--gray-800) 6%, transparent);--pz-ease:var(--ease);--pz-radius:16px;--pz-radius-sm:12px;--pz-pill:999px;background-color:var(--pz-paper);background-image:radial-gradient(1100px 560px at 18% 0%, var(--pz-wash), transparent 62%);color:var(--pz-ink);counter-reset:pz-sec;background-repeat:no-repeat}.pz ::selection{background:var(--pz-wash);color:var(--pz-ink)}.pz :focus-visible{outline:2px solid var(--pz-gold);outline-offset:3px}.pz input{caret-color:var(--pz-gold)}.pz .container{width:100%;max-width:1280px;margin-inline:auto;padding-inline:clamp(1.25rem,4vw,3rem)}.pz .section{padding:clamp(3rem,5.5vw,5.5rem) 0 0}.pz .calc-section,.pz .tax-section,.pz .pz-tax-section{background:0 0}.pz-rate-value,.pz-free-value,.pz-ledger-val,.pz-asof,.pz .calc-line-value,.pz .calc-total-row strong,.pz .calc-effective strong,.pz .gains-figure,.pz .gains-delta strong,.pz .pz-example strong{font-family:var(--font-mono);font-variant-numeric:tabular-nums lining-nums;font-feature-settings:"tnum" 1}.pz-label{letter-spacing:.16em;color:var(--pz-gold);text-transform:uppercase;font-size:11px;font-weight:600;line-height:1.45;display:block}.pz-h1{letter-spacing:-.028em;color:var(--pz-ink);text-wrap:balance;max-width:15ch;margin:0;font-size:clamp(2.5rem,5vw,4.25rem);font-weight:700;line-height:1.02}.pz-h1 em{color:var(--pz-gold);font-style:normal}.pz-h2{letter-spacing:-.022em;color:var(--pz-ink);text-wrap:balance;margin:0;font-size:clamp(1.75rem,3.2vw,2.75rem);font-weight:700;line-height:1.08}.pz-lede{border-top:1px solid var(--pz-gold-hair);color:var(--pz-dim);text-wrap:pretty;max-width:46ch;margin:clamp(1.25rem,2vw,1.75rem) 0 0;padding-top:20px;font-size:15.5px;line-height:1.72}.pz-more{width:fit-content;margin-top:clamp(1.2rem,2vw,1.75rem)}.pz-actions{flex-wrap:wrap;align-items:center;gap:14px;margin-top:32px;display:flex}.pz-cta,.pz-ghost{border-radius:var(--pz-pill);letter-spacing:.22em;text-transform:uppercase;justify-content:center;align-items:center;min-height:44px;padding:15px 32px;font-size:10px;font-weight:800;text-decoration:none;display:inline-flex}.pz-cta{background:var(--gold-gradient);color:var(--white);transition:transform .2s var(--pz-ease), box-shadow .25s var(--pz-ease);border:1px solid #0000}.pz-cta:hover{box-shadow:0 14px 34px var(--pz-gold-hair);transform:translateY(-2px)}.pz-ghost{border:1px solid var(--pz-line-2);color:var(--pz-dim);transition:border-color .25s var(--pz-ease), color .25s var(--pz-ease);background:0 0}.pz-ghost:hover{border-color:var(--pz-gold);color:var(--pz-ink)}.pz .section-header{border-bottom:1px solid var(--pz-line-2);text-align:left;max-width:none;margin:0;padding-bottom:clamp(1.35rem,2.2vw,1.85rem);display:block}.pz .section-header .eyebrow{letter-spacing:.16em;color:var(--pz-gold);margin:0;font-size:11px;font-weight:600;display:block}.pz .eyebrow:before{content:none}.pz .section-header h2{letter-spacing:-.022em;max-width:none;color:var(--pz-ink);text-wrap:balance;margin:16px 0 0;font-size:clamp(1.75rem,3.2vw,2.75rem);line-height:1.08}.pz .section-header p{max-width:none;color:var(--pz-mute);text-wrap:pretty;margin:clamp(1.1rem,1.8vw,1.5rem) 0 0;font-size:16px;line-height:1.75}.pz-hero{padding:clamp(2.5rem,4.5vw,4.5rem) 0 clamp(2rem,3.5vw,3rem)}.pz-hero-inner{grid-template-columns:minmax(0,1fr) minmax(0,.82fr);align-items:center;gap:clamp(2.5rem,5vw,4.5rem);display:grid}.pz-crumb{color:var(--pz-mute);align-items:center;gap:10px;margin-bottom:22px;font-size:12px;display:flex}.pz-crumb a{color:var(--pz-gold);transition:border-color .24s var(--pz-ease), color .24s var(--pz-ease);border-bottom:1px solid #0000;text-decoration:none}.pz-crumb a:hover,.pz-crumb a:focus-visible{color:var(--pz-gold-hi);border-bottom-color:currentColor}.pz-crumb-sep{color:var(--pz-line-2)}.pz-crumb>span:last-child{color:var(--pz-dim);font-weight:600}.pz-mark{align-items:center;gap:12px;margin:0 0 22px;display:flex}.pz-mark-dot{background:var(--pz-gold);border-radius:50%;flex:none;width:5px;height:5px;animation:2.4s ease-in-out infinite pz-gold-pulse}@keyframes pz-gold-pulse{0%,to{box-shadow:0 0 0 0 var(--pz-gold-hair)}50%{box-shadow:0 0 0 7px #0000}}.pz-rate{border-radius:var(--pz-radius);border:1px solid var(--pz-line-2);background-color:var(--pz-sheet);background-image:radial-gradient(74% 86% at 6% 0%, var(--pz-wash), transparent 70%);box-shadow:var(--pz-shadow);padding:clamp(1.75rem,2.8vw,2.5rem)}.pz-rate-h{letter-spacing:-.02em;max-width:18ch;color:var(--pz-ink);text-wrap:balance;margin:14px 0 0;font-size:clamp(1.25rem,1.8vw,1.6rem);font-weight:700;line-height:1.18}.pz-rate-fig{border-bottom:1px solid var(--pz-line);margin:clamp(1.5rem,2.5vw,2rem) 0 0;padding-bottom:clamp(1.25rem,2vw,1.75rem)}.pz-rate-value{letter-spacing:-.035em;color:var(--pz-ink);font-size:clamp(3rem,5.5vw,4.25rem);font-weight:600;line-height:.94;display:block}.pz-rate-label{letter-spacing:.16em;text-transform:uppercase;color:var(--pz-gold);margin-top:12px;font-size:11px;font-weight:600;display:block}.pz-rate-note{color:var(--pz-mute);margin-top:6px;font-size:12.5px;display:block}.pz-free{gap:2px;margin:clamp(1.25rem,2vw,1.75rem) 0 0;padding:0;list-style:none;display:grid}.pz-free li{grid-template-columns:18px minmax(0,1fr) auto;align-items:center;gap:12px;padding:7px 0;display:grid}.pz-free svg{width:15px;height:15px;color:var(--pz-up)}.pz-free-label{color:var(--pz-dim);font-size:13px}.pz-free-value{color:var(--pz-up);font-size:13px;font-weight:600}.pz-deposit-note{border-top:1px solid var(--pz-line);margin:10px 0 0;padding-top:10px}.pz .calc{border:1px solid var(--pz-line-2);border-radius:var(--pz-radius);max-width:none;box-shadow:var(--pz-shadow);grid-template-columns:minmax(0,1fr) minmax(0,1.12fr);margin:clamp(1.5rem,2.5vw,2.25rem) 0 0;display:grid;overflow:hidden}.pz .calc-inputs{background:var(--pz-paper);gap:var(--space-6);flex-direction:column;padding:clamp(1.5rem,2.6vw,2.25rem);display:flex}.pz .calc-field{border:0;margin:0;padding:0}.pz .calc-label{margin-bottom:var(--space-2);letter-spacing:.16em;text-transform:uppercase;color:var(--pz-gold);padding:0;font-size:11px;font-weight:600;display:block}.pz .calc-input-wrap{border:1px solid var(--pz-line-2);border-radius:var(--pz-radius-sm);background:var(--pz-sheet);transition:border-color .24s var(--pz-ease), box-shadow .24s var(--pz-ease);align-items:center;display:flex}.pz .calc-input-wrap:focus-within{border-color:var(--pz-gold);box-shadow:0 0 0 3px var(--pz-focus-ring)}.pz .calc-prefix{padding:0 var(--space-1) 0 var(--space-4);font-family:var(--font-mono);font-size:var(--text-lg);color:var(--pz-gold)}.pz .calc-input{min-width:0;padding:14px var(--space-4) 14px 0;font-family:var(--font-mono);font-variant-numeric:tabular-nums lining-nums;font-size:var(--text-xl);color:var(--pz-ink);background:0 0;border:0;outline:none;flex:1;font-weight:600}.pz .calc-presets{gap:var(--space-2);margin-top:var(--space-3);flex-wrap:wrap;display:flex}.pz .calc-preset{min-height:44px;padding:0 var(--space-4);border:1px solid var(--pz-line-2);border-radius:var(--pz-pill);background:var(--pz-sheet);font-family:var(--font-mono);color:var(--pz-dim);cursor:pointer;transition:border-color .2s var(--pz-ease), color .2s var(--pz-ease), background .2s var(--pz-ease);align-items:center;font-size:12px;display:inline-flex}.pz .calc-preset:hover{border-color:var(--pz-gold-hair);color:var(--pz-gold-hi)}.pz .calc-preset.is-active,.pz .calc-toggle-option.is-active{background:var(--pz-wash);border-color:var(--pz-gold);color:var(--pz-gold-hi);font-weight:700}.pz .calc-toggle{gap:var(--space-2);grid-template-columns:1fr 1fr;display:grid}.pz .calc-toggle-option{min-height:48px;padding:var(--space-3);border:1px solid var(--pz-line-2);border-radius:var(--pz-radius-sm);background:var(--pz-sheet);font-size:var(--text-sm);color:var(--pz-dim);cursor:pointer;transition:border-color .2s var(--pz-ease), background .2s var(--pz-ease), color .2s var(--pz-ease);place-items:center;font-weight:600;display:grid;position:relative}.pz .calc-toggle-option input{opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute}.pz .calc-toggle-option:hover{border-color:var(--pz-gold-hair)}.pz .calc-toggle-option:focus-within{outline:2px solid var(--pz-gold);outline-offset:2px}.pz .calc-hint{margin-top:var(--space-2);color:var(--pz-mute);font-size:12px}.pz .calc-result{border-left:1px solid var(--pz-line);background-color:var(--pz-sheet);background-image:radial-gradient(86% 100% at 100% 0%, var(--pz-wash), transparent 66%);color:var(--pz-dim);padding:clamp(1.5rem,2.6vw,2.25rem)}.pz .calc-lines{gap:2px;margin:0;padding:0;list-style:none;display:grid}.pz .calc-lines li{justify-content:space-between;align-items:baseline;gap:var(--space-4);font-size:var(--text-sm);border-bottom:1px solid var(--pz-line);padding:8px 0;display:flex}.pz .calc-lines li:last-child{border-bottom:0}.pz .calc-lines li.is-muted .calc-line-label,.pz .calc-lines li.is-muted .calc-line-value{color:var(--pz-mute)}.pz .calc-line-label{color:var(--pz-dim)}.pz .calc-line-label em{font-style:normal;font-size:var(--text-xs);color:var(--pz-mute);display:block}.pz .calc-line-value{color:var(--pz-ink);white-space:nowrap}.pz .calc-tag{margin-left:var(--space-2);padding:2px var(--space-2);border-radius:var(--radius-sm);background:var(--pz-wash);color:var(--pz-gold-hi);letter-spacing:.03em;text-transform:uppercase;font-size:.68rem;font-weight:700;display:inline-block}.pz .calc-total{margin-top:var(--space-6);padding-top:var(--space-5);border-top:1px solid var(--pz-line-2);gap:var(--space-4);display:grid}.pz .calc-total-row,.pz .calc-effective{justify-content:space-between;align-items:baseline;gap:var(--space-4);display:flex}.pz .calc-total-row>span,.pz .calc-effective>span{letter-spacing:.16em;text-transform:uppercase;color:var(--pz-mute);font-size:11px;font-weight:600}.pz .calc-total-row strong{font-size:var(--text-xl);color:var(--pz-ink);font-weight:600}.pz .calc-effective>span{color:var(--pz-gold)}.pz .calc-effective strong{letter-spacing:-.035em;color:var(--pz-gold-hi);font-size:clamp(2rem,3.2vw,2.75rem);font-weight:600;line-height:.94}.pz .calc-callout{margin-top:var(--space-5);padding:var(--space-4);border-left:2px solid var(--pz-gold);border-radius:0 var(--radius-sm) var(--radius-sm) 0;background:var(--gray-50);font-size:var(--text-xs);color:var(--pz-dim);line-height:1.65}.pz .calc-note{text-align:left;color:var(--pz-mute);margin:clamp(1.5rem,3vw,2.25rem) 0 0;font-size:12px;line-height:1.8}.pz .calc-note a{color:var(--pz-gold);text-underline-offset:3px;text-decoration:underline}.pz .calc-note a:hover{color:var(--pz-gold-hi)}.pz-ledger{border:1px solid var(--pz-line-2);border-radius:var(--pz-radius);background-color:var(--pz-sheet);background-image:radial-gradient(64% 120% at 0% 0%, var(--pz-wash), transparent 68%);box-shadow:var(--pz-shadow);margin-top:clamp(1.5rem,2.5vw,2.25rem);overflow:hidden}.pz-ledger-list{margin:0;padding:0;list-style:none}.pz-ledger-list li{border-bottom:1px solid var(--pz-line);transition:background .3s var(--pz-ease);grid-template-columns:minmax(0,1fr) minmax(0,.82fr);align-items:baseline;gap:clamp(1rem,3vw,2.5rem);padding:clamp(1.1rem,1.8vw,1.6rem) clamp(1.25rem,2.4vw,2rem);display:grid}.pz-ledger-list li:last-child{border-bottom:0}.pz-ledger-list li:hover{background:var(--gray-50)}.pz-ledger-head{letter-spacing:.14em;text-transform:uppercase;color:var(--pz-mute);font-size:11px;font-weight:600}.pz-ledger-val{letter-spacing:-.01em;color:var(--pz-gold);font-size:clamp(1.05rem,1.5vw,1.35rem);line-height:1.25}.pz-ledger-note{font-family:var(--font);color:var(--pz-mute);margin-top:10px;font-size:11.5px;font-style:normal;line-height:1.6;display:block}.pz-asof{text-align:right;color:var(--pz-mute);margin:16px 0 0;font-size:11.5px}.pz-schedule-note{color:var(--pz-dim);text-wrap:pretty;margin:18px 0 0;font-size:13px;line-height:1.75}.pz-tax{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:clamp(1.5rem,2.5vw,2.25rem);display:grid}.pz-tax-block{border-radius:var(--pz-radius);border:1px solid var(--pz-line);background-color:var(--pz-sheet);box-shadow:var(--pz-shadow);transition:border-color .32s var(--pz-ease);padding:clamp(1.5rem,2.4vw,2.25rem)}.pz-tax-block:hover{border-color:var(--pz-gold-hair)}.pz-tax-block h3{letter-spacing:-.02em;color:var(--pz-ink);text-wrap:balance;margin:0;font-size:clamp(1.15rem,1.6vw,1.45rem);font-weight:700;line-height:1.22}.pz-tax-p{color:var(--pz-dim);text-wrap:pretty;margin:14px 0 0;font-size:14px;line-height:1.75}.pz-tax-p strong{color:var(--pz-ink);font-weight:600}.pz-tax-block .pz-more{margin-top:clamp(1rem,1.8vw,1.5rem)}.pz-tax-block--split,.pz-tax-block--full{grid-column:1/-1}.pz-tax-block--split{grid-template-columns:minmax(0,1fr) minmax(0,.82fr);align-content:start;column-gap:clamp(1.5rem,3.5vw,3.25rem);display:grid}.pz-tax-block--split>h3{grid-area:1/1}.pz-tax-block--split>.pz-tax-p{grid-area:2/1}.pz-tax-block--split>.pz-example{grid-area:1/2/span 3;align-self:start}.pz-tax-block--split>.pz-tax-emphasis{grid-area:3/1}.pz-example{border-radius:var(--pz-radius-sm);border:1px solid var(--pz-line-2);background-color:var(--pz-paper);background-image:radial-gradient(80% 120% at 100% 0%, var(--pz-wash), transparent 70%);margin:0;padding:clamp(1.25rem,2vw,1.75rem)}.pz-example-label{letter-spacing:.16em;text-transform:uppercase;color:var(--pz-gold);margin-bottom:12px;font-size:11px;font-weight:600;display:block}.pz-example p{color:var(--pz-dim);margin:0;font-size:13.5px;line-height:1.7}.pz-example strong{color:var(--pz-ink);font-weight:600}.pz-tax-emphasis{border-left:2px solid var(--pz-up);color:var(--pz-dim);text-wrap:pretty;margin:20px 0 0;padding-left:16px;font-size:13.5px;line-height:1.65}.pz .gains{grid-template-columns:minmax(0,.82fr) minmax(0,1fr);align-items:start;gap:18px clamp(1.5rem,3.5vw,3.25rem);margin-top:clamp(1.5rem,2.5vw,2rem);display:grid}.pz .gains-input{grid-column:1;max-width:none}.pz .gains-compare{grid-column:2;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0;display:grid}.pz .gains-delta{grid-column:2;margin:0}.pz .gains .calc-note{grid-column:1/-1;margin:0}.pz .gains-card{border:1px solid var(--pz-line);border-radius:var(--pz-radius-sm);background:var(--pz-paper);padding:clamp(1.25rem,2vw,1.6rem)}.pz .gains-card h3{letter-spacing:-.01em;color:var(--pz-ink);margin:0 0 8px;font-size:14px;font-weight:700}.pz .gains-rate{color:var(--pz-mute);margin:0;font-size:12.5px;font-weight:600}.pz .gains-rate em{color:var(--pz-mute);font-size:11.5px;font-style:normal;font-weight:400;display:block}.pz .gains-figure{letter-spacing:-.03em;color:var(--pz-ink);margin:18px 0 0;font-size:clamp(1.6rem,2.6vw,2.25rem);font-weight:600;line-height:.94}.pz .gains-delta{border-radius:var(--pz-radius-sm);border:1px solid var(--pz-line);background:var(--gray-50);color:var(--pz-dim);text-align:center;padding:14px 16px;font-size:13px}.pz .gains-delta strong{color:var(--pz-up);font-weight:600}.pz-close{padding:clamp(3.5rem,6vw,6.5rem) 0 clamp(3rem,5vw,5rem)}.pz-close-inner{border-top:1px solid var(--pz-line-2);text-align:center;background-image:radial-gradient(700px 300px at 50% 30%, var(--pz-wash), transparent 65%);background-repeat:no-repeat;padding-top:clamp(2.5rem,4.5vw,4rem)}.pz-close-inner .eyebrow{color:var(--pz-gold);justify-content:center}.pz-close .pz-h2{max-width:18ch;margin:18px auto 0;font-size:clamp(2rem,4.2vw,3.4rem)}.pz-close-body{max-width:46ch;color:var(--pz-dim);text-wrap:pretty;margin:18px auto 0;font-size:14.5px;line-height:1.8}.pz-close .pz-actions{justify-content:center}.pz-close-rule{background:linear-gradient(90deg, transparent, var(--pz-gold), transparent);max-width:190px;height:1px;margin:30px auto 0}@media (max-width:1100px){.pz-hero-inner{grid-template-columns:minmax(0,1fr);gap:2.5rem}.pz-h1{max-width:18ch}.pz .section-header{grid-template-columns:minmax(0,1fr)}.pz .section-header .eyebrow{grid-row:1}.pz .section-header h2{grid-row:2}.pz .section-header p{grid-area:3/1;margin-top:16px}.pz-tax-block--split{grid-template-columns:minmax(0,1fr)}.pz-tax-block--split>h3,.pz-tax-block--split>.pz-tax-p,.pz-tax-block--split>.pz-example,.pz-tax-block--split>.pz-tax-emphasis{grid-area:auto/1}.pz-tax-block--split>.pz-example{margin-top:20px}.pz .gains{grid-template-columns:minmax(0,1fr)}.pz .gains-input,.pz .gains-compare,.pz .gains-delta{grid-column:1}}@media (max-width:860px){.pz .calc{grid-template-columns:minmax(0,1fr)}.pz .calc-result{border-left:0;border-top:1px solid var(--pz-line-2)}.pz-tax{grid-template-columns:minmax(0,1fr)}}@media (max-width:560px){.pz-ledger-list li{grid-template-columns:minmax(0,1fr);gap:8px}.pz-asof{text-align:left}.pz .gains-compare{grid-template-columns:minmax(0,1fr)}.pz-cta,.pz-ghost{flex:100%}}@media (prefers-reduced-motion:reduce){.pz-mark-dot{animation:none}.pz-cta,.pz-ghost,.pz-crumb a,.pz-ledger-list li,.pz-tax-block,.pz .calc-preset,.pz .calc-toggle-option,.pz .calc-input-wrap{transition:none}}
.ab{background-color:var(--surface);background-image:radial-gradient(900px 420px at 50% 0%, var(--m-tint-shared,#c9a46f29), transparent 62%);color:var(--gray-800);background-repeat:no-repeat;position:relative}.ab .container{width:100%;max-width:1360px;margin-inline:auto;padding-inline:clamp(1.25rem,4vw,3rem)}.ab ::selection{background:var(--m-tint-shared,#c9a46f29);color:var(--gray-800)}.ab :focus-visible{outline:2px solid var(--gold);outline-offset:3px}.ab-label{font-family:var(--font);font-size:var(--text-xs);letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--gold);font-weight:600;line-height:1.45;display:block}.ab-h1{margin:var(--space-5) 0 0;font-size:var(--text-5xl);letter-spacing:var(--tracking-tight);color:var(--gray-800);text-wrap:balance;max-width:15ch;line-height:1.02}.ab-h2{margin:var(--space-4) 0 0;font-size:var(--text-4xl);letter-spacing:var(--tracking-tight);color:var(--gray-800);text-wrap:balance;max-width:18ch;line-height:1.08}.ab-hero{padding:clamp(2.5rem,5vw,4.5rem) 0 clamp(2.5rem,4vw,4rem)}.ab-hero-inner{grid-template-columns:minmax(0,1fr) minmax(0,.82fr);align-items:end;gap:clamp(2.5rem,5vw,4.5rem);display:grid}.ab-crumbs{align-items:center;gap:var(--space-2);font-size:var(--text-xs);color:var(--gray-600);flex-wrap:wrap;font-weight:500;display:flex}.ab-crumbs:before{content:"";background:var(--gold);width:18px;height:2px;margin-right:var(--space-1);border-radius:2px;flex:none}.ab-crumbs a{min-height:44px;color:var(--gold-hi);text-underline-offset:.22em;transition:color var(--t-fast);align-items:center;margin-block:-12px;font-weight:600;text-decoration:underline;text-decoration-thickness:1px;display:inline-flex}.ab-crumbs a:hover,.ab-crumbs a:focus-visible{color:var(--gray-800)}.ab-crumb-sep{color:var(--gray-400)}.ab-crumbs>span:last-child{color:var(--gray-800);font-weight:600}.ab-hero .ab-label{margin-top:var(--space-6)}.ab-deck{margin:var(--space-5) 0 0;font-size:var(--text-lg);color:var(--gray-700);text-wrap:pretty;max-width:42ch;line-height:1.7}.ab-index{border-radius:var(--radius-xl);background:radial-gradient(70% 90% at 0% 0%, var(--m-tint-shared,#c9a46f29), transparent 68%), var(--white);border:1px solid var(--line);padding:clamp(1.5rem,2.4vw,2rem)}.ab-index-label{margin:0 0 var(--space-2);font-size:var(--text-xs);letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--gray-600);font-weight:600}.ab-index ol{margin:0;padding:0;list-style:none}.ab-index li+li{border-top:1px solid var(--line)}.ab-index-link{align-items:center;gap:var(--space-3);min-height:48px;padding:var(--space-3) 0;color:var(--gray-800);transition:color var(--t);grid-template-columns:2.75rem minmax(0,1fr) 26px;text-decoration:none;display:grid}.ab-index-n{font-family:var(--font-mono);font-variant-numeric:tabular-nums lining-nums;font-feature-settings:"tnum" 1, "lnum" 1;font-size:var(--text-sm);letter-spacing:.1em;color:var(--gold);font-weight:600}.ab-index-t{font-size:var(--text-base);letter-spacing:var(--tracking-snug);text-wrap:pretty;font-weight:500;line-height:1.35}.ab-index-link:hover,.ab-index-link:focus-visible{color:var(--gold-hi)}.ab-rule{background:var(--gold);transform-origin:0;width:26px;height:1px;transition:transform .28s var(--ease);transform:scaleX(.62)}.ab-index-link:hover .ab-rule,.ab-index-link:focus-visible .ab-rule{transform:scaleX(1)}.ab-step{padding:clamp(3rem,5.5vw,5.5rem) 0 0}.ab-head{border-bottom:1px solid var(--line);padding-bottom:clamp(1.35rem,2.2vw,1.85rem);display:block}.ab-head-l{min-width:0}.ab-head .ab-h2{max-width:none}.ab-head-b{max-width:none;color:var(--gray-600);text-wrap:pretty;margin:clamp(1.1rem,1.8vw,1.5rem) 0 0;font-size:16px;line-height:1.75}.ab-split{grid-template-columns:minmax(0,1fr) minmax(0,.82fr);align-items:start;gap:clamp(1.75rem,3.5vw,3rem);margin-top:clamp(1.75rem,3vw,2.75rem);display:grid}.ab-prose p{font-size:var(--text-lg);color:var(--gray-700);text-wrap:pretty;max-width:62ch;margin:0;line-height:1.75}.ab-prose p+p{margin-top:var(--space-5)}.ab-aside{border-radius:var(--radius-xl);background:radial-gradient(80% 100% at 100% 0%, var(--m-tint-shared,#c9a46f29), transparent 70%), var(--white);border:1px solid var(--line);border-top:2px solid var(--gold);padding:clamp(1.5rem,2.4vw,2rem)}.ab-aside-label{margin:0 0 var(--space-3);font-size:var(--text-xs);letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--gold);font-weight:600}.ab-aside-b{font-size:var(--text-base);color:var(--gray-700);text-wrap:pretty;margin:0;line-height:1.7}.ab-aside-b strong{color:var(--gray-800);font-weight:600}.ab-founder{grid-template-columns:minmax(0,1fr) minmax(0,1.12fr);align-items:center;gap:clamp(2rem,4vw,3.5rem);margin-top:clamp(1.75rem,3vw,2.75rem);display:grid}.ab-founder-photo{aspect-ratio:1;border-radius:var(--radius-xl);border:1px solid var(--line);background:var(--surface-sunken);position:relative;overflow:hidden}.ab-founder-photo:after{content:"";background:var(--gold-gradient-h);height:3px;position:absolute;inset:auto 0 0}.ab-founder-photo picture,.ab-founder-photo img{object-fit:cover;object-position:center top;width:100%;height:100%;display:block}.ab-founder-name{font-size:var(--text-3xl);letter-spacing:var(--tracking-tight);color:var(--gray-800);margin:0;line-height:1.1}.ab-founder-title{margin:var(--space-2) 0 0;font-size:var(--text-base);color:var(--gold-hi);font-weight:600}.ab-founder-cred{margin:var(--space-1) 0 0;font-family:var(--font-mono);font-size:var(--text-xs);letter-spacing:.02em;color:var(--gray-600)}.ab-creds{margin:var(--space-6) 0 0;gap:var(--space-3);border-top:1px solid var(--line);padding:0;padding-top:var(--space-5);list-style:none;display:grid}.ab-creds li{gap:var(--space-3);font-size:var(--text-base);color:var(--gray-700);text-wrap:pretty;grid-template-columns:18px minmax(0,1fr);align-items:start;max-width:52ch;line-height:1.6;display:grid}.ab-check{width:16px;height:16px;color:var(--gain);margin-top:4px}.ab-team{margin-top:clamp(1.75rem,3vw,2.75rem)}.team-marquee{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,#0000,#000 4% 96%,#0000);mask-image:linear-gradient(90deg,#0000,#000 4% 96%,#0000)}.team-track{will-change:transform;align-items:flex-start;width:max-content;margin:0;padding:0;list-style:none;animation:56s linear infinite team-scroll;display:flex}.team-marquee:hover .team-track,.team-marquee:focus-within .team-track{animation-play-state:paused}@keyframes team-scroll{0%{transform:translate(0,0)}to{transform:translate(-50%)}}.team-card{text-align:left;flex:0 0 clamp(10.5rem,18vw,16rem);margin-right:clamp(.9rem,1.6vw,1.5rem)}.team-photo-wrap{aspect-ratio:1;border-radius:var(--radius-lg);background:radial-gradient(90% 90% at 50% 0%, var(--m-tint-shared,#c9a46f29), transparent 72%), var(--white);border:1px solid var(--line);transition:transform .32s var(--ease), border-color .32s var(--ease);place-items:center;display:grid;position:relative;overflow:hidden}.team-card:hover .team-photo-wrap{border-color:var(--gold);transform:translateY(-4px);box-shadow:0 12px 28px -14px #1a120759}.team-card:hover .team-photo{transform:scale(1.05)}.team-initials{font-family:var(--font-display);font-size:var(--text-3xl);letter-spacing:var(--tracking-snug);color:var(--gold);-webkit-user-select:none;user-select:none;font-weight:700;position:absolute}.team-photo{object-fit:cover;object-position:center top;width:100%;height:100%;transition:transform .5s var(--ease);display:block;position:relative}.team-name{margin:var(--space-3) 0 0;font-size:var(--text-base);letter-spacing:var(--tracking-snug);color:var(--gray-800);font-weight:600}.team-role{font-size:var(--text-xs);color:var(--gray-600);margin:2px 0 0;line-height:1.45}.ab-qa{gap:0;margin:clamp(1.75rem,3vw,2.75rem) 0 0;display:grid}.ab-qa-row{border-top:1px solid var(--line);grid-template-columns:minmax(0,.9fr) minmax(0,1.12fr);align-items:start;gap:clamp(1.5rem,4vw,3.5rem);padding:clamp(1.5rem,2.4vw,2rem) 0;display:grid}.ab-qa-row:last-child{border-bottom:1px solid var(--line)}.ab-qa{margin-top:0}.ab-qa>.ab-qa-row:first-child{border-top:0}.ab-qa-q{font-family:var(--font-display);font-size:var(--text-2xl);letter-spacing:var(--tracking-snug);color:var(--gray-800);text-wrap:balance;max-width:18ch;margin:0;font-weight:700;line-height:1.2}.ab-qa-n{margin-bottom:var(--space-3);font-family:var(--font-mono);font-variant-numeric:tabular-nums lining-nums;font-feature-settings:"tnum" 1, "lnum" 1;font-size:var(--text-3xl);letter-spacing:-.03em;color:var(--gold);font-weight:400;line-height:.94;display:block}.ab-qa-a{font-size:var(--text-base);color:var(--gray-700);text-wrap:pretty;max-width:60ch;margin:0;line-height:1.72}.ab-qa-a strong{color:var(--gray-800);font-weight:600}.ab-note{font-size:var(--text-sm);color:var(--gray-600);margin:clamp(1.75rem,3vw,2.5rem) 0 0;line-height:1.7}.ab-note a{color:var(--gold-hi);text-underline-offset:2px;transition:color var(--t-fast);text-decoration:underline}.ab-note a:hover,.ab-note a:focus-visible{color:var(--gray-800)}.ab-close{padding:clamp(3.5rem,6vw,6.5rem) 0 clamp(3rem,5vw,5rem)}.ab-close-inner{border-top:1px solid var(--line);text-align:center;background:radial-gradient(700px 300px at 50% 30%, var(--m-tint-shared,#c9a46f29), transparent 65%);padding-top:clamp(2.5rem,4.5vw,4rem)}.ab-close-rule{background:linear-gradient(90deg, transparent, var(--gold), transparent);width:190px;height:1px;margin:0 auto;display:block}.ab-close .ab-h2{margin:var(--space-6) auto 0;max-width:18ch}.ab-close-b{margin:var(--space-5) auto 0;max-width:46ch;font-size:var(--text-lg);color:var(--gray-700);text-wrap:pretty;line-height:1.7}.ab-cta{justify-content:center;align-items:center;gap:var(--space-3);min-height:52px;margin-top:var(--space-8);border-radius:var(--radius-full);background:linear-gradient(120deg, #efd9b0 0%, var(--foil) 34%, #c7a468 58%, #e6cc9f 100%);color:var(--on-gold);letter-spacing:.22em;text-transform:uppercase;box-shadow:inset 0 1px 0 #ffffffbf, inset 0 -1px 0 #5a3c1440, 0 1px 2px #1a120726, var(--shadow-gold);transition:transform var(--t), box-shadow var(--t);border:0;padding:0 32px;font-size:10px;font-weight:800;line-height:1;text-decoration:none;display:inline-flex}.ab-cta:hover{transform:translateY(-2px);box-shadow:inset 0 1px #fffc,inset 0 -1px #5a3c1440,0 2px 4px #1a120726,0 22px 50px -16px #b8945ce6}.ab-cta:active{transform:translateY(0)}.ab-arrow{width:14px;height:14px;transition:transform var(--t);flex:none}.ab-cta:hover .ab-arrow{transform:translate(3px)}@media (max-width:1024px){.ab-hero-inner,.ab-split,.ab-founder,.ab-qa-row{grid-template-columns:minmax(0,1fr)}.ab-hero-inner{align-items:start;gap:2.25rem}.ab-founder{gap:2rem}.ab-founder-photo{max-width:340px}.ab-qa-row{gap:var(--space-4)}.ab-qa-q{max-width:26ch}}@media (max-width:620px){.ab-h1{max-width:18ch}.ab-deck{max-width:none}.ab-index-link{grid-template-columns:2.25rem minmax(0,1fr) 26px}.ab-founder-photo{max-width:none}.ab-prose p{font-size:var(--text-base)}.ab-cta{width:100%}}@media (prefers-reduced-motion:reduce){.ab-rule{transform:scaleX(1)}.ab-rule,.ab-cta,.ab-arrow,.ab-crumbs a,.ab-note a,.ab-index-link,.team-track{will-change:auto;animation:none}.team-marquee{overflow-x:auto}.team-photo{transition:none}.team-card:hover .team-photo{transform:none}.team-card[aria-hidden=true]{display:none}.team-photo-wrap{transition:none}.ab-cta:hover,.ab-cta:active,.team-card:hover .team-photo-wrap,.ab-cta:hover .ab-arrow{transform:none}}
